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846 Concepcion Ave, Spring Valley, CA 91977 Property Records

San Diego County property record for 846 Concepcion Ave, Spring Valley, CA 91977 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,020 sqft · built 1980
Lot Size0.88 acres (3,850 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (Mar 2020)
Tax Bill$6,557 (2025)
Deeds & MortgagesMay 2023 Second Mortgage
Jan 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN584-310-51-00

Property Details

APN / Parcel Number

Primary APN584-310-51-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Building Area1,020 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area3,850 sqft (0.88 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address846 CONCEPCION AVE
CitySPRING VALLEY
StateCA
Zip91977-4901
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLK 10 LOT 29 ST CLSD ADJ& TR 000441
Legal SubdivisionCOLONY/LA PRESA
Legal Tract000441
Legal Block10
Legal Lot Number29
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1006
Census Tract13908

Owner

Source: San Diego County records · APN 584-310-51-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address846 CONCEPCION AVE, SPRING VALLEY, CA 91977-4901
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 24, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FCU
Jan 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 30, 2020Grant Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 30, 2020 · Amount on Record
Deed SaleMar 30, 2020 · Amount on Record
Prior SaleOct 22, 2013 · Amount on Record
Deed Document Number2020163540
Prior Transfer DateMay 12, 2015
Prior Transfer Doc0000341489
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address846 CONCEPCION AVE, SPRING VALLEY, CA 91977-4901
Transaction TypeMortgage
Record UpdatedJun 02, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address846 CONCEPCION AVE, SPRING VALLEY, CA 91977-4901

Mortgage

Document Number0000136092
DateMay 24, 2023
Instrument2023-0136092
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueJun 01, 2038

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address846 CONCEPCION AVE, SPRING VALLEY, CA 91977-4901
Transaction TypeMortgage
Record UpdatedJan 26, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address846 CONCEPCION AVE, SPRING VALLEY, CA 91977-4901

Mortgage

Document Number0000024644
DateJan 18, 2022
Instrument2022-0024644
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 30, 2020
Property Address846 CONCEPCION AVE, SPRING VALLEY, CA 91977-4901
Document Number0000163540
Instrument DateMar 17, 2020
Instrument163540
Transaction TypeTransfer
Record UpdatedApr 10, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
Tax$495.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address846 CONCEPCION AVE SPRING VALLEY CA 919774901, SPRING VALLEY, CA 91977-4901

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$501,979 (+2%) Land $334,654 Building $167,325
2025$6,557.00 (+7.11%)$492,138 (+4.04%) Land $328,093 Building $164,045
2023$6,122.00 (+1.54%)$473,029 Land $315,353 Building $157,676
2022$6,029.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730139081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2010–2026)
Claims Outside the SFHA3 of 3
Most Recent ClaimFeb 2026, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 548 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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