834 Concepcion Ave, Spring Valley, CA 91977 Property Records

San Diego County property record for 834 Concepcion Ave, Spring Valley, CA 91977 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,342 sqft · built 1980
Lot Size	0.88 acres (3,850 sqft)
Owner	Individual Name on File
Last Sale	$472,500 (Feb 2020)
Tax Bill	$6,848 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Oct 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`584-310-55-00`

Property Details

APN / Parcel Number

Primary APN	`584-310-55-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,342 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	3,850 sqft (0.88 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	834 CONCEPCION AVE
City	SPRING VALLEY
State	CA
Zip	91977-4901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 10 LOT 26 ST CLSD ADJ& TR 000441
Legal Subdivision	COLONY LA PRESA
Legal Tract	000441
Legal Block	10
Legal Lot Number	26
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1006
Census Tract	13908

Owner

Source: San Diego County records · APN 584-310-55-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	834 CONCEPCION AVE, SPRING VALLEY, CA 91977-4901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Oct 01, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Mar 08, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 11, 2020	Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jan 24, 2018	Quit Claim Deed, Transfer LAWYERS TITLE
Jan 24, 2018	Grant Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 11, 2020 · Amount on Record
Deed Sale	Feb 11, 2020 · Amount on Record
Prior Sale	Jan 24, 2018 · Amount on Record
Deed Document Number	202070564
Last Transfer Date	Sep 10, 2021
Transfer Doc	0000689541
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	834 CONCEPCION AVE, SPRING VALLEY, CA 91977-4901
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	834 CONCEPCION AVE, SPRING VALLEY, CA 91977-4901

Mortgage

Document Number	0000042144
Date	Feb 17, 2026
Instrument	2026-0042144

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2041

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 01, 2021
Property Address	834 CONCEPCION AVE, SPRING VALLEY, CA 91977-4901
Document Number	0000689541
Map Reference	MAP 441
Instrument Date	Sep 10, 2021
Instrument	2021-0689541
Transaction Type	Transfer
Record Updated	Oct 12, 2021
Title Company	TITLE365

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	834 CONCEPCION AVE, SPRING VALLEY, CA 91977-4901

Mortgage

Document Number	0000689542
Date	Oct 01, 2021
Instrument	2021-0689542

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	834 CONCEPCION AVE, SPRING VALLEY, CA 91977-4901
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	834 CONCEPCION AVE, SPRING VALLEY, CA 91977-4901

Mortgage

Document Number	0000177605
Date	Mar 08, 2021
Instrument	2021-0177605

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Mar 01, 2050

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 11, 2020
Property Address	834 CONCEPCION AVE, SPRING VALLEY, CA 91977-4901
Document Number	0000070564
Map Reference	MAP 441
Instrument Date	Jan 29, 2020
Instrument	2020-0070564
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	834 CONCEPCION AVE, SPRING VALLEY, CA 91977-4901

Mortgage

Document Number	0000070565
Date	Feb 11, 2020
Instrument	2020-0070565

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

Mortgage

Document Number	0000070567
Date	Feb 11, 2020
Instrument	2020-0070567

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2050

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 24, 2018
Property Address	834 CONCEPCION AVE, SPRING VALLEY, CA 91977-4901
Document Number	0000029249
Instrument Date	Dec 22, 2017
Instrument	29249
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	834 CONCEPCION AVE SPRING VALLEY CA 919774901, SPRING VALLEY, CA 91977-4901

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 24, 2018
Property Address	834 CONCEPCION AVE, SPRING VALLEY, CA 91977-4901
Document Number	0000029250
Map Reference	MAP 441
Instrument Date	Dec 22, 2017
Instrument	2018-0029250
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	834 CONCEPCION AVE, SPRING VALLEY, CA 91977-4901

Mortgage

Document Number	0000029251
Date	Jan 24, 2018
Instrument	2018-0029251

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$527,075 (+2%) Land $260,610 Building $266,465
2025	$6,848.00 (+7.05%)	$516,741 (+4.04%) Land $255,500 Building $261,241
2023	$6,397.00 (+1.52%)	$496,678 Land $245,580 Building $251,098
2022	$6,301.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730139081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2010–2026)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2026, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 548 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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