8456 State Rte 109, Ottawa, OH 45875 Property Records

Putnam County property record for 8456 State Rte 109, Ottawa, OH 45875

Property Summary

Property Type	Rural Home
Details	2 bd · 1.5 ba · 1,924 sqft · built 2021
Lot Size	6.4 acres (278,871 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,927 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-007060.0100`

Property Details

APN / Parcel Number

Primary APN	`28-007060.0100`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,924 sqft Living Area
1st Floor Area	1,924 sqft
Basement Area	1,924 sqft
Unfinished Basement	1,924 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	278,871 sqft (6.4 acres)

Exterior Amenities

Shed	1 Shed
Shed Area	84 sqft
Lean-To	1,440 sqft
Pole Barn	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	8456 STATE ROUTE 109
City	OTTAWA
State	OH
Zip	45875-8640
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	1N 7E 10 EPT SPT NW
Legal Range	7E
Legal Township	1N
Legal Section	10
Jurisdiction	PUTNAM OH
Township / Civil Division	OTTAWA
Census Block Group	1
Census Block	1017
Census Tract	30301

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8456 STATE ROUTE 109, OTTAWA, OH 45875-8640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	8456 STATE ROUTE 109, OTTAWA, OH 45875-8640
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00725/2225
Date	Oct 1, 2020
Book Page	725/2225
Instrument	202000004974

Lender

Name	AG CREDIT AGRICULTURAL CREDIT ASSN
Type	Bank
Address	FOSTORIA, OH 44830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Ottawa Township
Unified School District	Miller City-New Cleveland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,927.00 (+4.46%) Homeowner's exemption	$104,340 (+20.08%) Land $17,170 Building $87,170	$298,120 (-) Land $49,060 Building $249,060
2023	$2,802.00 (+1.85%) Homeowner's exemption Additional exemption filed	$86,890 (-) Land $14,870 Building $72,020	$298,120 (+20.08%) Land $49,060 Building $249,060
2022	$2,751.00 Homeowner's exemption	$86,890 Land $14,870 Building $72,020
2020			$248,260 Land $42,490 Building $205,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	9 (2007–2013)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Dec 2013 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100