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8428 State Rte 109, Ottawa, OH 45875 Property Records

Putnam County property record for 8428 State Rte 109, Ottawa, OH 45875

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,084 sqft
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$142,000 (Aug 2020)
Tax Bill$1,450 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-007050.0000

Property Details

APN / Parcel Number

Primary APN28-007050.0000

Interior

Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,084 sqft Living Area
1st Floor Area2,084 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Construction TypeWood
Roof TypeGable
Roof MaterialShingle
Lot Area43,560 sqft (1 acres)
Garage Area864 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Shed1 Shed
Shed Area25 sqft
Granary920 sqft
Lean-To168 sqft

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelElectric
SewerConnected
Water SourcePrivate

Location & Zoning

Street Address8428 STATE ROUTE 109
CityOTTAWA
StateOH
Zip45875-8640
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1N 7E 10 NECOR SPT NW EX WEND
Legal Range7E
Legal Township1N
Legal Section10
JurisdictionPUTNAM OH
Township / Civil DivisionOTTAWA
Census Block Group1
Census Block1017
Census Tract30301

Owner

Source: Putnam County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address8428 STATE ROUTE 109, OTTAWA, OH 45875-8640
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 20, 2020 · Amount on Record
Deed SaleAug 20, 2020 · Amount on Record
Deed Document Number20204096
Deed Book / Page724 / 530
Record UpdatedSep 20, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM OH
Recording DateAug 20, 2020
Property Address8428 STATE ROUTE 109, OTTAWA, OH 45875-8640
Document Number000724/530
Book / Page724 / 530
Instrument DateAug 20, 2020
Instrument202000004096
Transaction TypeTransfer
Record UpdatedMar 14, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address8428 STATE ROUTE, OTTAWA, OH 45875

Mortgage

Document Number202000004097
DateAug 20, 2020
Instrument202000004097
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateOhio
CountyPutnam County
County SubdivisionOttawa Township
Unified School DistrictMiller City-New Cleveland Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,450.00 (+2.91%) Homeowner's exemption$51,530 (-) Land $6,150 Building $45,380$147,230 (-) Land $17,570 Building $129,660
2024$1,409.00 (+3.45%) Homeowner's exemption$51,530 (+18.3%) Land $6,150 Building $45,380
2023$1,362.00 (-6.71%) Homeowner's exemption Additional exemption filed$43,560 (-) Land $4,790 Building $38,770$147,230 (+18.3%) Land $17,570 Building $129,660
2022$1,460.00 Homeowner's exemption$43,560 Land $4,790 Building $38,770
2020$124,460 Land $13,690 Building $110,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims9 (2007–2013)
Claims Outside the SFHA2 of 9
Most Recent ClaimDec 2013 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Defiance Holdings
Fixed Wireless		500 / 100
Benton Ridge Telephone Company
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20
HDER Link
Fixed Wireless		100 / 100

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