8455 Cutter Rd, Fredericksburg, OH 44627 Property Records

Wayne County property record for 8455 Cutter Rd, Fredericksburg, OH 44627

Property Summary

Property Type	Farm - Crops
Details	2 bd · 0.5 ba · 960 sqft · built 2002
Lot Size	5.2 acres (226,730 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Jan 2024)
Tax Bill	$1,440 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Sep 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45-00026-002`

Property Details

APN / Parcel Number

Primary APN	`45-00026-002`
Alternative APN	`4521-3`

Interior

Bedrooms	2 Beds
Full Baths	0.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	960 sqft Total Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	226,730 sqft (5.2 acres)

Exterior Amenities

Porch	Slab
Porch Area	312 sqft
Shed	1 Shed
Shed Area	336 sqft
Canopy	608 sqft

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Account Number	4521-3
Street Address	8455 CUTTER RD
City	FREDERICKSBURG
State	OH
Zip	44627-9737
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Crops
Legal Description	SEC 7 SEPT SE & SEC 18 NEPT NE 5.205A
Jurisdiction	WAYNE OH
Township / Civil Division	SALT CREEK
Census Block Group	1
Census Block	1005
Census Tract	1700

Owner

8455 Cutter Rd, an agricultural property, is owned and occupied by an individual who bought it in January 2024.

Source: Wayne County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	8455 CUTTER RD, FREDERICKSBURG, OH 44627-9737
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Warranty Deed, Transfer · Conventional Mortgage WAYNE SAVINGS COMMUNITY BANK
Sep 11, 2017	Deed of Trust, Mortgage · Line of Credit THE KILLBUCK SAVINGS BANK CO
Oct 13, 2020	Survivorship Deed, Transfer · Line of Credit AMISH HELPING FUND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2024 · Amount on File
Deed Sale	Jan 31, 2024 · Amount on File
Prior Sale	Oct 13, 2020 · Amount on File
Deed Document Number	2024877
Deed Book / Page	960 / 4372
Prior Transfer Date	Oct 1, 2020
Prior Transfer Doc	0000012342
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE OH
Recording Date	Jan 31, 2024
Property Address	8455 CUTTER RD, FREDERICKSBURG, OH 44627-9737
Document Number	0000000877
Book / Page	960 / 4372
Map Reference	VOL 710 PG 391
Instrument Date	Jan 29, 2024
Instrument	202400000877
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8455 CUTTER RD, FREDERICKSBURG, OH 44627-9737

Mortgage

Document Number	0000000878
Date	Jan 31, 2024
Instrument	202400000878

Lender

Name	WAYNE SAVINGS COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Feb 1, 2031
Change Frequency	6 Months
Min Rate At Change	6.12%
Max Rate At Change	11.1%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.1%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE OH
Property Address	8455 CUTTER RD, FREDERICKSBURG, OH 44627-9737
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010627
Date	Sep 11, 2017
Book Page	865/1443
Instrument	201700010627

Lender

Name	THE KILLBUCK SAVINGS BANK CO
Type	Bank
Address	KILLBUCK, OH 44637

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 24, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	WAYNE OH
Recording Date	Oct 13, 2020
Property Address	8455 CUTTER RD, FREDERICKSBURG, OH 44627-9737
Document Number	0000012342
Book / Page	915 / 3437
Instrument Date	Oct 1, 2020
Instrument	202000012342
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8455 CUTTER RD, FREDERICKSBURG, OH 44627-9737

Mortgage

Document Number	0000012343
Date	Oct 13, 2020
Instrument	202000012343

Lender

Name	AMISH HELPING FUND
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 8455 Cutter Rd was $1,440 with a homeowner's exemption, down 59% from the year before.

Source: Wayne County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Wayne County
County Subdivision	Salt Creek Township
Unified School District	Southeast Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,440.00 (-58.96%)	$64,210 (-31.92%) Land $37,150 Building $27,060	$183,440 (-31.92%) Land $106,140 Building $77,300
2024	$3,509.00 (+0.11%) Homeowner's exemption	$94,310 (-) Land $54,560 Building $39,750	$269,450 (-) Land $155,880 Building $113,570
2023	$3,505.00 (+33.47%) Homeowner's exemption	$94,310 (+47.01%) Land $54,560 Building $39,750	$269,450 Land $155,880 Building $113,570
2022	$2,626.00 Homeowner's exemption	$64,150 Land $37,110 Building $27,040
2020			$183,300 Land $106,040 Building $77,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8455 Cutter Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2011)
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8455 Cutter Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Untangled.Network Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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