8454 Baldwin Rd, Gaines, MI 48436 Property Records

Genesee County property record for 8454 Baldwin Rd, Gaines, MI 48436

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,696 sqft · built 1979
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$189,900 (Jul 2017)
Tax Bill$3,328 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-26-300-015

Property Details

APN / Parcel Number

Primary APN10-26-300-015

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,696 sqft Living Area
1st Floor Area1,696 sqft
Basement Area1,696 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleRanch
Lot Area43,560 sqft (1 acres)
Garage Area1,480 sqft
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address8454 BALDWIN RD
CityGAINES
StateMI
Zip48436-9720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionA PARCEL OF LAND BEG E 654.46 FT FROM SW COR OF SEC TH N 0 DEG 53 MIN 00 SEC W 360 FT TH E 125 FT TH S 0 DEG 53 MIN 00 SEC E
Legal Range05E
Legal Township06N
Legal Section26
JurisdictionGENESEE MI
Township / Civil DivisionGAINES
Census Block Group2
Census Block2007
Census Tract12802

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8454 BALDWIN RD, GAINES, MI 48436-9720
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
MORTGAGE 1 INC
Jul 13, 2017Warranty Deed, Transfer · FHA Mortgage
MORTGAGE 1 INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 13, 2017 · Amount on Record
Deed SaleJul 13, 2017 · Amount on Record
Prior SaleOct 15, 2015 · Amount on Record
Deed Document Number201749511
Last Transfer DateJan 15, 2021
Transfer Doc0000006207
Record UpdatedOct 29, 2026

January 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGENESEE MI
Recording DateJan 26, 2021
Property Address8454 BALDWIN RD, GAINES, MI 48436-9720
Document Number202101260006207
Instrument DateJan 15, 2021
Instrument202101260006207
Transaction TypeTransfer
Record UpdatedMay 26, 2021
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8454 BALDWIN RD, GAINES, MI 48436-9720

Mortgage

Document Number202101260006208
DateJan 26, 2021
Instrument202101260006208
Lender
NameMORTGAGE 1 INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueFeb 1, 2046

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateJul 13, 2017
Property Address8454 BALDWIN RD, GAINES, MI 48436-9720
Document Number0000049511
Instrument DateJul 11, 2017
Instrument49511
Transaction TypeTransfer
Record UpdatedAug 23, 2018
Title CompanyLIBERTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,633.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address905 N LEROY ST FENTON MI 484302741, FENTON, MI 48430-2741

Mortgage

Document Number49512
DateJul 13, 2017
Instrument49512
Lender
NameMORTGAGE 1 INC
TypeFunding / Finance Company
AddressSTERLING HEIGHTS, MI 48314
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 12, 2047

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionGaines Township
Unified School DistrictLinden Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$123,100 (+7.7%) Land $17,500 Building $105,600$246,200 (+7.7%) Land $35,000 Building $211,200
2025$3,328.00 (+2.68%) Homeowner's exemption$114,300 (+6.72%)$228,600 (+6.72%)
2024$3,241.00 (+35.32%)
2023$107,100$214,200
2019$2,395.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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