Genesee County property record for 8404 Baldwin Rd, Gaines, MI 48436
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,088 sqft · built 1973 |
| Lot Size | 0.83 acres (36,155 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $42,100 (Jun 2009) |
| Tax Bill | $2,124 (2025) |
| Deeds & Mortgages | Sep 2022 Second Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-26-300-012 |
| Primary APN | 10-26-300-012 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,088 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 1,056 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Lot Area | 36,155 sqft (0.83 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 8404 BALDWIN RD |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-9720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | E 100 FT OF S 21 9/11 RDS OF W 1/2 OF SW 1/4 SEC 26 T6N R5E (74) |
| Legal Range | 05E |
| Legal Township | 06N |
| Legal Section | 26 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | GAINES |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 12802 |
Source: Genesee County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8404 BALDWIN RD, GAINES, MI 48436-9720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FINANCIAL PLUS CU |
| Aug 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CU |
| Apr 3, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2009 · Amount on Record |
| Deed Sale | Jun 18, 2009 · Amount on Record |
| Prior Sale | May 7, 2008 · Amount on Record |
| Deed Document Number | 200947157 |
| Last Transfer Date | Jun 4, 2010 |
| Transfer Doc | 0000051895 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 8404 BALDWIN RD, GAINES, MI 48436-9720 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2022 |
| Title Company | MASON BURGESS TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 8404 BALDWIN RD, GAINES, MI 48436-9720 |
| Document Number | 0000059661 |
|---|---|
| Date | Sep 1, 2022 |
| Instrument | 202209010059661 |
| Name | FINANCIAL PLUS CU |
|---|---|
| Type | Credit Union |
| Address | FLINT, MI 48507 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 8404 BALDWIN RD, GAINES, MI 48436-9720 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | MASON BURGESS TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000065261 |
|---|---|
| Date | Aug 4, 2021 |
| Instrument | 202108040065261 |
| Name | FINANCIAL PLUS CU |
|---|---|
| Type | Credit Union |
| Address | FLINT, MI 48507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 8404 BALDWIN RD, GAINES, MI 48436-9720 |
| Document Number | 0000064298 |
| Instrument Date | Apr 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2018 |
| Title Company | MASON BURGESS TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8404 BALDWIN RD GAINES MI 484369720, GAINES, MI 48436-9720 |
| Document Number | 0000064298 |
|---|---|
| Date | Apr 30, 2018 |
| Instrument | 64298 |
| Name | FINANCIAL PLUS CU |
|---|---|
| Type | Credit Union |
| Address | FLINT, MI 48507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 29, 2048 |
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Gaines Township |
| Unified School District | Linden Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $94,300 (+7.89%) Land $14,500 Building $79,800 | $188,600 (+7.89%) Land $29,000 Building $159,600 | |
| 2025 | $2,124.00 (+2.66%) Homeowner's exemption | $87,400 (+6.85%) | $174,800 (+6.85%) |
| 2024 | $2,069.00 (+41.42%) | ||
| 2023 | $81,800 | $163,600 | |
| 2019 | $1,463.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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