8453 E Bluff Dr, Penn Yan, NY 14527 Property Records

Yates County and Jerusalem Town property record for 8453 E Bluff Dr, Penn Yan, NY 14527

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 800 sqft · built 1982
Lot Size	2.2 acres (95,832 sqft)
Owner	2 Individual Names on Record
Last Sale	$499,000 (Oct 2018)
Tax Bill	$8,956 (2025)
Deeds & Mortgages	May 2019 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0481-000`

Property Details

APN / Parcel Number

Primary APN	`0481-000`
Alternative APNs	`268910306500010060000000` `572689 103.65-1-6`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	800 sqft Living Area
1st Floor Area	640 sqft
Upper Floors Area	160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Cape Cod
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	95,832 sqft (2.2 acres)
Lot Dimensions	1 ft deep x 100 ft wide
View / Lot	Waterfront
Garage Type	Detached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	250 sqft
Shed	1 Shed
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0481-000
Street Address	8453 E BLUFF DR
City	PENN YAN
State	NY
Zip	14527-9095
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Block	1
Legal Lot Number	6.000
Jurisdiction	YATES NY
Township / Civil Division	JERUSALEM
Census Block Group	4
Census Block	4024
Census Tract	150400

Owner

Source: Yates County and Jerusalem Town records, as of April 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8453 E BLUFF DR, PENN YAN, NY 14527-9095
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Oct 9, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2018 · Amount on Record
Deed Sale	Oct 9, 2018 · Amount on Record
Deed Document Number	20182591
Deed Book / Page	DE 743 / 338
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	8453 E BLUFF DR, PENN YAN, NY 14527-9095
Transaction Type	Mortgage
Record Updated	Apr 8, 2021
Title Company	LANDON TITLE, LANGDON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1125/077
Date	May 29, 2019
Book Page	MT 1125/077
Instrument	2019-00001135

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	8453 E BLUFF DR, PENN YAN, NY 14527-9095
Transaction Type	Mortgage
Record Updated	Apr 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1162/329
Date	Jun 19, 2020
Book Page	MT 1162/329
Instrument	2020-00001447

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YATES NY
Recording Date	Oct 9, 2018
Property Address	8453 E BLUFF DR, PENN YAN, NY 14527-9095
Document Number	0DE743/338
Book / Page	DE 743 / 338
Map Reference	LB7 PG33
Instrument Date	Oct 2, 2018
Instrument	2018-00002591
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,996.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2042 TERRAZZO LN, 2042, NAPLES, FL 34104-0826

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 BRANFORD RD, ROCHESTER, NY 14618-1741

Mortgage

Document Number	201800002592
Date	Oct 9, 2018
Instrument	2018-00002592

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Yates County and Jerusalem Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Yates County
County Subdivision	Jerusalem Town
Unified School District	Penn Yan Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,956.00 (+11.63%)	$613,900 (+16.93%) Land $439,200 Building $174,700	$653,085 (+5.74%) Land $467,234 Building $185,851
2023		$525,000 Land $374,800 Building $150,200	$617,647 Land $440,941 Building $176,706
2020	$8,023.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1996–2014)
Claims Outside the SFHA	2 of 13
Most Recent Claim	May 2014 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2014 · 10 claims Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Apr 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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