8385 E Bluff Dr, Penn Yan, NY 14527 Property Records

Yates County and Jerusalem Town property record for 8385 E Bluff Dr, Penn Yan, NY 14527

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,204 sqft · built 2014
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Dec 2001)
Tax Bill	$12,232 (2025)
Deeds & Mortgages	Nov 2013 Construction Loan Mar 2014 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0286-000`

Property Details

APN / Parcel Number

Primary APN	`0286-000`
Alternative APNs	`268910306500010030000000` `572689 103.65-1-3`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,204 sqft Living Area
1st Floor Area	813 sqft
2nd Floor Area	1,004 sqft
Upper Floors Area	387 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	1 ft deep x 63 ft wide
View / Lot	Waterfront
Porch	Slab
Porch Area	176 sqft
Boat House	Boat House

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Geothermal
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0286-000
Street Address	8385 E BLUFF DR
City	PENN YAN
State	NY
Zip	14527-9094
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Block	1
Legal Lot Number	3.000
Jurisdiction	YATES NY
Township / Civil Division	JERUSALEM
Census Block Group	4
Census Block	4024
Census Tract	150400

Owner

Source: Yates County and Jerusalem Town records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 WHISPERING MDW, PITTSFORD, NY 14534-4126
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2013	Deed of Trust, Mortgage · Construction Mortgage THE LYONS NATIONAL BANK
Mar 25, 2014	Deed of Trust, Mortgage · Construction Mortgage THE LYONS NATIONAL BANK
Sep 14, 2016	Deed of Trust, Mortgage · Conventional Mortgage THE LYONS NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2001 · Amount on Record
Deed Sale	Dec 6, 2001 · Amount on Record
Deed Book / Page	456 / 909
Record Updated	Jun 8, 2026

November 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	8385 E BLUFF DR, PENN YAN, NY 14527-9094
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0MT948/301
Date	Nov 4, 2013
Book Page	MT 948/301
Instrument	2013-00003227

Lender

Name	THE LYONS NATIONAL BANK
Type	Bank
Address	LYONS, NY 14489

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	366 Months
Due	May 1, 2044

March 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	8385 E BLUFF DR, PENN YAN, NY 14527-9094
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0MT959/264
Date	Mar 25, 2014
Book Page	MT 959/264
Instrument	2014-00000664

Lender

Name	THE LYONS NATIONAL BANK
Type	Bank
Address	LYONS, NY 14489

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	362 Months
Due	May 1, 2044

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	8385 E BLUFF DR, PENN YAN, NY 14527-9094
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1040/295
Date	Sep 14, 2016
Book Page	MT 1040/295
Instrument	2016-00002308

Lender

Name	THE LYONS NATIONAL BANK
Type	Bank
Address	GENEVA, NY 14456

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2046

Tax Assessment & Valuation

Source: Yates County and Jerusalem Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Yates County
County Subdivision	Jerusalem Town
Unified School District	Penn Yan Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,232.00 (+21.29%)	$851,000 (+30.92%) Land $313,000 Building $538,000	$905,319 (+18.39%) Land $332,979 Building $572,340
2023		$650,000 Land $204,100 Building $445,900	$764,706 Land $240,118 Building $524,588
2020	$10,085.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1996–2014)
Claims Outside the SFHA	2 of 13
Most Recent Claim	May 2014 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2014 · 10 claims Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Apr 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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