8450 Dover Dr, Granite Bay, CA 95746 Property Records

Placer County property record for 8450 Dover Dr, Granite Bay, CA 95746

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,767 sqft · built 1988
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,350,000 (Oct 2025)
Tax Bill	$14,454 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2022 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`048-490-017-000`

Property Details

APN / Parcel Number

Primary APN	`048-490-017-000`
Alternative APN	`048-490-017`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,767 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	20,000 sqft (0.459 acres)
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	048-490-017
Street Address	8450 DOVER DR
City	GRANITE BAY
State	CA
Zip	95746-6263
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSAGBX
Legal Description	L 17 STRATFORD DOWNS
Legal Subdivision	STRATFORD DOWNS
Legal Lot Number	17
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	4
Census Block	4013
Census Tract	20604

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8450 DOVER DR, GRANITE BAY, CA 95746-6263
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage NEXERA HOLDING LLC
Apr 22, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jan 20, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 11, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 24, 2025	Grant Deed, Transfer · Conventional Mortgage PUERTO LORETO LLC
Dec 7, 2021	Intrafamily Transfer, Transfer LENNAR TITLE INC
Dec 7, 2021	Grant Deed, Transfer · Commercial Mortgage FJM PRIVATE MORTGAGE FUND LLC
Dec 7, 2021	Affidavit of Death of Joint Tenant, Transfer LENNAR TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2025 · Amount on Record
Deed Sale	Oct 24, 2025 · Amount on Record
Prior Sale	Dec 7, 2021 · Amount on Record
Deed Document Number	202558238
Last Transfer Date	Mar 6, 2026
Transfer Doc	0000013183
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	8450 DOVER DR, GRANITE BAY, CA 95746-6263
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8450 DOVER DR, GRANITE BAY, CA 95746-6263

Mortgage

Document Number	0000019031
Date	Mar 3, 2022
Instrument	2022-0019031

Lender

Name	NEXERA HOLDING LLC
Type	Mortgage Company
Address	EMERYVILLE, CA 94608

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	8450 DOVER DR, GRANITE BAY, CA 95746-6263
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8450 DOVER DR, GRANITE BAY, CA 95746-6263

Mortgage

Document Number	0000035161
Date	Apr 22, 2022
Instrument	2022-0035161

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.74%
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	8450 DOVER DR, GRANITE BAY, CA 95746-6263
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8450 DOVER DR, ROSEVILLE, CA 95746-6263

Mortgage

Document Number	0000002712
Date	Jan 20, 2023
Instrument	2023-0002712

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 19, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Mar 11, 2026
Property Address	8450 DOVER DR, GRANITE BAY, CA 95746-6263
Document Number	0000013183
Map Reference	MB P PG 51
Instrument Date	Mar 6, 2026
Instrument	2026-0013183
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8450 DOVER DR, GRANITE BAY, CA 95746-6263

Mortgage

Document Number	0000013184
Date	Mar 11, 2026
Instrument	2026-0013184

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Oct 24, 2025
Property Address	8450 DOVER DR, GRANITE BAY, CA 95746-6263
Document Number	0000058238
Map Reference	MB P PG 51
Instrument Date	Oct 20, 2025
Instrument	2025-0058238
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	8450 DOVER DR, GRANITE BAY, CA 95746-6263

Mortgage

Document Number	0000058239
Date	Oct 24, 2025
Instrument	2025-0058239

Lender

Name	PUERTO LORETO LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 1, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Dec 7, 2021
Property Address	8450 DOVER DR, GRANITE BAY, CA 95746-6263
Document Number	0000148864
Map Reference	MB P PG 51
Instrument Date	Dec 1, 2021
Instrument	2021-0148864
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	LENNAR TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8950 DOVER DR, GRANITE BAY, CA 95746

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Dec 7, 2021
Property Address	8450 DOVER DR, GRANITE BAY, CA 95746-6263
Document Number	0000148866
Map Reference	MB P PG 51
Instrument Date	Dec 1, 2021
Instrument	2021-0148866
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8450 DOVER DR, GRANITE BAY, CA 95746-6263

Mortgage

Document Number	0000148867
Date	Dec 7, 2021
Instrument	2021-0148867

Lender

Name	FJM PRIVATE MORTGAGE FUND LLC
Type	Mortgage Company
Address	PETALUMA, CA 94954

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	PLACER CA
Recording Date	Dec 7, 2021
Property Address	8450 DOVER DR, GRANITE BAY, CA 95746-6263
Document Number	0000148865
Map Reference	MB P PG 51
Instrument Date	Dec 1, 2021
Instrument	2021-0148865
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	LENNAR TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12827 TALL TIMBER DR, COLLEGE STATION, TX 77845-8595

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Eureka Union Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,350,000 (-1.38%) Land $400,000 Building $950,000
2025	$14,454.00 (+1.25%)	$1,368,957 (+9.52%) Land $360,810 Building $1,008,147
2024	$14,275.00 (+7.2%)
2023	$13,316.00 (-5.2%)	$1,250,000 Land $329,500 Building $920,500
2022	$14,046.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	46 (1983–2014)
Claims Outside the SFHA	16 of 46
Most Recent Claim	Dec 2014 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 9 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 23 claims Severe Storms & Flooding, Feb 1986 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JUAN WATER DISTRICT serves 29,738 people · EPA ID CA3410021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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