845 W Arrowhead Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 845 W Arrowhead Rd, Duluth, MN 55811 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.25 ba · 2,018 sqft · built 1950
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$462,000 (Jun 2026)
Tax Bill	$5,614 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-2710-03225`

Property Details

APN / Parcel Number

Primary APN	`010-2710-03225`
Alternative APN	`1053817`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,018 sqft Gross Area
1st Floor Area	1,426 sqft
Basement Area	682 sqft
Finished Basement	682 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	17,424 sqft (0.4 acres)
Garage Area	483 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	24 sqft
Deck Area	400 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1053817
Street Address	845 W ARROWHEAD RD
City	DULUTH
State	MN
Zip	55811-2207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF W1/2 OF SW1/4 LYING N OFARROWHEAD RD AND BETWEEN TWO LINESPARALLEL WITH W LINE OF SEC 11 ANDDISTANT 342 FT AND 442 FT
Legal Range	14W
Legal Township	50N
Legal Section	11
Legal Subdivision	DULUTH LANDS IN THE CITY
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2008
Census Tract	400

Owner

Source: St. Louis County records · APN 010-2710-03225

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	845 W ARROWHEAD RD, DULUTH, MN 55811-2207
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Mar 23, 2020	Deed of Trust, Mortgage · Conventional with PMI GRANITE CMNTY BK
Jul 10, 2018	Warranty Deed, Transfer · Conventional with PMI GRANITE CMNTY BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 12, 2026 · Amount on Record
Deed Sale	Jun 12, 2026 · Amount on Record
Prior Sale	Jul 10, 2018 · Amount on Record
Deed Document Number	20261102448
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 12, 2026
Property Address	845 W ARROWHEAD RD, DULUTH, MN 55811-2207
Document Number	0001102448
Instrument Date	May 29, 2026
Instrument	20261102448
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$153,984.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	845 W ARROWHEAD RD, DULUTH, MN 55811-2207

Mortgage

Document Number	0001102449,
Date	Jun 12, 2026
Instrument	20261102449

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	845 W ARROWHEAD RD, DULUTH, MN 55811-2207
Document Number	00T1021910
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	TRI-COUNTY ABSTRACT

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	845 W ARROWHEAD RD DULUTH MN 558112207, DULUTH, MN 55811-2207

Mortgage

Document Number	00T1021910
Date	Mar 31, 2020
Instrument	T1021910

Lender

Name	GRANITE CMNTY BK
Type	Bank
Address	COLD SPRING, MN 56320

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 10, 2018
Property Address	845 W ARROWHEAD RD, DULUTH, MN 55811-2207
Document Number	000T999997
Instrument Date	Jun 29, 2018
Instrument	T999997
Transaction Type	Transfer
Record Updated	Aug 02, 2018
Title Company	TRI COUNTY ABSTRACT AND TITLE GUARANT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$874.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20973 125TH AVE COLD SPRING MN 563209544, COLD SPRING, MN 56320-9544

Mortgage

Document Number	T999998
Date	Jul 10, 2018
Instrument	T999998

Lender

Name	GRANITE CMNTY BK
Type	Bank
Address	COLD SPRING, MN 56320

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 09, 2048

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,614.00 (+13.28%)
2025	$4,956.00 (+3.64%)	$416,500 (+15.34%) Land $50,800 Building $365,700	$416,500 (+15.34%) Land $50,800 Building $365,700
2024	$4,782.00	$361,100 (+14.49%) Land $47,100 Building $314,000	$361,100 (+14.49%) Land $47,100 Building $314,000
2022		$315,400 Land $55,500 Building $259,900	$315,400 Land $55,500 Building $259,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370004002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2014, other causes

Wildfire

Wildfire Risk	Low above 5% of the US · above 16% of Minnesota
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 100 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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