825 W Arrowhead Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 825 W Arrowhead Rd, Duluth, MN 55811 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,128 sqft · built 1951
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$244,000 (Aug 2021)
Tax Bill	$4,216 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-2710-03276`

Property Details

APN / Parcel Number

Primary APN	`010-2710-03276`
Alternative APN	`1115810`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,128 sqft Gross Area
1st Floor Area	1,128 sqft
Basement Area	688 sqft
Finished Basement	688 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Hip
Lot Area	21,780 sqft (0.5 acres)
Garage Area	660 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	12 sqft
Deck Area	18 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1115810
Street Address	825 W ARROWHEAD RD
City	DULUTH
State	MN
Zip	55811-2207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF W1/2 OF SW1/4 BEG AT A PT ON N LINEOF ARROWHEAD ROAD 492 FT E OF W LINE OF SAIDSW1/4 OF SECTION 11; THENCE N AND
Legal Range	14W
Legal Township	50N
Legal Section	11
Legal Subdivision	DULUTH LANDS IN THE CITY
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2008
Census Tract	400

Owner

Source: St. Louis County records · APN 010-2710-03276

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	825 W ARROWHEAD RD, DULUTH, MN 55811-2207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Deed of Trust, Mortgage · Line of Credit HIWAY CU
Aug 27, 2021	Warranty Deed, Transfer · Conventional Mortgage HIWAY CU
May 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU
Aug 15, 2017	Warranty Deed, Transfer · Conventional with PMI OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 27, 2021 · Amount on Record
Deed Sale	Aug 27, 2021 · Amount on Record
Prior Sale	Jul 29, 2013 · Amount on Record
Deed Document Number	20211045889
Prior Transfer Date	Jan 26, 2007
Prior Transfer Doc	0000850426
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	825 W ARROWHEAD RD, DULUTH, MN 55811-2207
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001072559
Date	Sep 20, 2023
Instrument	1072559

Lender

Name	HIWAY CU
Type	Credit Union
Address	SAINT PAUL, MN 55103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 31, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 27, 2021
Property Address	825 W ARROWHEAD RD, DULUTH, MN 55811-2207
Document Number	0001045889
Instrument Date	Aug 20, 2021
Instrument	1045889
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$805.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 W ARROWHEAD RD, DULUTH, MN 55811-2207

Mortgage

Document Number	0001045890
Date	Aug 27, 2021
Instrument	1045890

Lender

Name	HIWAY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	825 W ARROWHEAD RD, DULUTH, MN 55811-2207
Document Number	00T1011132
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	825 W ARROWHEAD RD DULUTH MN 558112207, DULUTH, MN 55811-2207

Mortgage

Document Number	00T1011132
Date	Jun 05, 2019
Instrument	T1011132

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	ST PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 04, 2024

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 15, 2017
Property Address	825 W ARROWHEAD RD, DULUTH, MN 55811-2207
Document Number	000T988653
Instrument Date	Jul 28, 2017
Instrument	T988653
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$600.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 W ARROWHEAD RD DULUTH MN 558112207, DULUTH, MN 55811-2207

Mortgage

Document Number	T988654
Date	Aug 15, 2017
Instrument	T988654

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Mortgage Company
Address	EDEN PRAIRIE, MN 55344

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2047

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,216.00 (+12.43%) Homeowner's exemption
2025	$3,750.00 (+0.21%) Homeowner's exemption	$330,200 (+13.43%) Land $49,700 Building $280,500	$330,200 (+13.43%) Land $49,700 Building $280,500
2024	$3,742.00	$291,100 (+13.31%) Land $46,000 Building $245,100	$291,100 (+13.31%) Land $46,000 Building $245,100
2022		$256,900 Land $54,200 Building $202,700	$256,900 Land $54,200 Building $202,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370004002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2014, other causes

Wildfire

Wildfire Risk	Low above 5% of the US · above 16% of Minnesota
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 100 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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