845 Valley Crest Dr, Vista, CA 92084 Property Records

San Diego County property record for 845 Valley Crest Dr, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,580 sqft · built 1979
Lot Size	0.69 acres (30,056 sqft)
Owner	Company Name on Record
Last Sale	$530,000 (Aug 2017)
Tax Bill	$6,847 (2025)
Deeds & Mortgages	Apr 2023 Transfer Oct 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`181-231-41-00`

Property Details

APN / Parcel Number

Primary APN	`181-231-41-00`
Alternative APN	`1812302500`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Building Area	2,580 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	30,056 sqft (0.69 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	1812302500
Street Address	845 VALLEY CREST DR
City	VISTA
State	CA
Zip	92084-6609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	SEC 27-11-3W NW 1/4 OF POR SW 1/4 OF NE 1/4 OF
Legal Range	03W
Legal Township	11
Legal Section	27
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2017
Census Tract	19208

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	845 VALLEY CREST DR, VISTA, CA 92084-6609
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Intrafamily Transfer, Transfer
Oct 25, 2022	Deed of Trust, Mortgage · SBA Mortgage WELLS FARGO BANK NA
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Aug 29, 2017	Grant Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Aug 29, 2017	Affidavit of Death, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2017 · Amount on Record
Deed Sale	Aug 29, 2017 · Amount on Record
Prior Sale	Jun 1, 2009 · Amount on Record
Deed Document Number	2017395741
Last Transfer Date	Apr 10, 2023
Transfer Doc	0000099821
Record Updated	Sep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 17, 2023
Property Address	845 VALLEY CREST DR, VISTA, CA 92084-6609
Document Number	0000099821
Instrument Date	Apr 10, 2023
Instrument	2023-0099821
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	845 VALLEY CREST DR, VISTA, CA 92084-6609

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	845 VALLEY CREST DR, VISTA, CA 92084-6609
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 VALLEY CREST DR, VISTA, CA 92084-6609

Mortgage

Document Number	0000410201
Date	Oct 25, 2022
Instrument	2022-0410201

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	TEMPE, AZ 85281

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	845 VALLEY CREST DR, VISTA, CA 92084-6609
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 VALLEY CREST DR, VISTA, CA 92084-6609

Mortgage

Document Number	0000484644
Date	Aug 25, 2020
Instrument	2020-0484644

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Sep 1, 2047

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 29, 2017
Property Address	845 VALLEY CREST DR, VISTA, CA 92084-6609
Document Number	0000395741
Instrument Date	Aug 4, 2017
Instrument	2017-0395741
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	845 VALLEY CREST DR, VISTA, CA 92084-6609

Mortgage

Document Number	0000395742
Date	Aug 29, 2017
Instrument	2017-0395742

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

August 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 29, 2017
Property Address	845 VALLEY CREST DR, VISTA, CA 92084-6609
Document Number	0000395740
Instrument Date	Aug 4, 2017
Instrument	395740
Transaction Type	Transfer
Record Updated	Sep 1, 2017
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	294 S WILSON AVE #1 PASADENA CA 911063269, 1, PASADENA, CA 91106-3269

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$615,104 (+2%) Land $243,603 Building $371,501
2025	$6,847.00 (+8.67%)	$603,044 (+4.04%) Land $238,827 Building $364,217
2023	$6,301.00 (+0.25%)	$579,629 Land $229,554 Building $350,075
2022	$6,285.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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