821 Valley Crest Dr, Vista, CA 92084 Property Records

San Diego County property record for 821 Valley Crest Dr, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,617 sqft · built 1964
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Company Names on Record
Last Sale	$412,000 (Oct 2008)
Tax Bill	$5,949 (2025)
Deeds & Mortgages	Nov 2022 Second Mortgage Oct 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`181-231-36-00`

Property Details

APN / Parcel Number

Primary APN	`181-231-36-00`
Alternative APN	`1812303400`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,617 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	23,958 sqft (0.55 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Old Parcel Number	1812303400
Street Address	821 VALLEY CREST DR
City	VISTA
State	CA
Zip	92084-6609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	SEC 27-11-3W NW 1/4 OF /EXC DOC72241REC68/ DOC72760REC61 IN
Legal Range	03W
Legal Township	11
Legal Section	27
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2017
Census Tract	19208

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	821 VALLEY CREST DR, VISTA, CA 92084-6609
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Oct 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage 1ST LOS ANGELES MORTGAGE CORP
Jan 3, 2020	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Nov 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage 1ST LOS ANGELES MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2008 · Amount on Record
Deed Sale	Oct 30, 2008 · Amount on Record
Deed Document Number	2008569477
Prior Transfer Date	Nov 18, 1993
Prior Transfer Doc	0000869877
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	821 VALLEY CREST DR, VISTA, CA 92084-6609
Transaction Type	Mortgage
Record Updated	Nov 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 VALLEY CREST DR, VISTA, CA 92084-6609

Mortgage

Document Number	0000439945
Date	Nov 17, 2022
Instrument	2022-0439945

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	821 VALLEY CREST DR, VISTA, CA 92084-6609
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	USA NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000454023
Date	Oct 3, 2017
Instrument	2017-0454023

Lender

Name	1ST LOS ANGELES MORTGAGE CORP
Type	Mortgage Company
Address	HERMOSA BEACH, CA 90254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	821 VALLEY CREST DR, VISTA, CA 92084-6609
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002257
Date	Jan 3, 2020
Instrument	2020-0002257

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	821 VALLEY CREST DR, VISTA, CA 92084-6609
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	USA NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000504598
Date	Nov 4, 2019
Instrument	2019-0504598

Lender

Name	1ST LOS ANGELES MORTGAGE CORP
Type	Mortgage Company
Address	HERMOSA BEACH, CA 90254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$541,146 (+2%) Land $262,691 Building $278,455
2025	$5,949.00 (+8.72%) Homeowner's exemption	$530,537 (+4.04%) Land $257,541 Building $272,996
2023	$5,472.00 (+0.27%) Homeowner's exemption	$509,939 Land $247,542 Building $262,397
2022	$5,457.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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