845 Terrence Rd, Helena, MT 59602 Property Records

Lewis And Clark County property record for 845 Terrence Rd, Helena, MT 59602

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 1,028 sqft · built 1978
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$1,712 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2025 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`R0513320`

Property Details

APN / Parcel Number

Primary APN	`R0513320`
Alternative APNs	`05-1995-06-4-01-07-0000` `0000010415`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,028 sqft Living Area
1st Floor Area	1,028 sqft
Basement Area	960 sqft
Finished Basement	960 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Deck Area	276 sqft
Shed	1 Shed
Shed Area	160 sqft
Pole Barn	960 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000010415
Street Address	845 TERRENCE RD
City	HELENA
State	MT
Zip	59602-9339
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	CEDAR HILLS SUBDIVISION, S06, T11 N, R03 W, LOT 10, COS #279073
Legal Subdivision	CEDAR HILLS SUBDIVISION
Legal Lot Number	10
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2041
Census Tract	200

Owner

Source: Lewis And Clark County assessment roll, as of December 31, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	845 TERRENCE RD, HELENA, MT 59602-9339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 30, 2025	Warranty Deed, Transfer · FHA Mortgage WINTRUST MORTGAGE
May 1, 2017	Warranty Deed, Transfer · Conventional Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 30, 2025
Deed Sale	Apr 30, 2025
Prior Sale	May 1, 2017
Deed Document Number	3434666
Deed Book / Page	M64 / 1519
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	845 TERRENCE RD, HELENA, MT 59602-9339
Transaction Type	Mortgage
Record Updated	Feb 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 TERRENCE RD, HELENA, MT 59602-9339

Mortgage

Document Number	000M65/147
Date	Jan 26, 2026
Book Page	M65/147
Instrument	3445831

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jul 1, 2055

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Apr 30, 2025
Property Address	845 TERRENCE RD, HELENA, MT 59602-9339
Document Number	00M64/1519
Book / Page	M64 / 1519
Instrument Date	Apr 30, 2025
Instrument	3434666
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	UNKNOWN, FLYINGS TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 TERRENCE RD, HELENA, MT 59602-9339

Mortgage

Document Number	0003434667
Date	Apr 30, 2025
Instrument	3434667

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	May 1, 2017
Property Address	845 TERRENCE RD, HELENA, MT 59602-9339
Document Number	M52/7231
Book / Page	M52 / 7231
Instrument Date	Apr 28, 2017
Instrument	3304700
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3304701
Date	May 1, 2017
Instrument	3304701

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Lewis And Clark County assessment roll, as of December 31, 2024

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,712.00 (-43.59%)	$382,500 (+17.22%)	$382,500 (+17.22%) Land $126,500 Building $256,000
2023	$3,035.00	$326,300	$326,300 Land $87,500 Building $238,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 7, 2024

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Montana
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile USA.

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