Lewis And Clark County property record for 815 Terrence Rd, Helena, MT 59602
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,157 sqft · built 1992 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $288,000 (Dec 2018) |
| Tax Bill | $2,871 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2017 Mortgage + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | R0512165 |
| Primary APN | R0512165 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,157 sqft Living Area |
| 1st Floor Area | 2,157 sqft |
| Basement Area | 200 sqft |
| Finished Basement | 200 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pole Barn | Pole Barn |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000009463 |
|---|---|
| Street Address | 815 TERRENCE RD |
| City | HELENA |
| State | MT |
| Zip | 59602-9339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | CEDAR HILLS SUBDIVISION, S06, T11 N, R03 W, LOT 9, COS #279073 |
| Legal Range | 03W |
| Legal Township | 11N |
| Legal Section | 06 |
| Legal Subdivision | CEDAR HILLS SUBDIVISION |
| Legal Lot Number | 9 |
| Jurisdiction | LEWIS AND CLARK MT |
| Township / Civil Division | LINCOLN |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 200 |
815 Terrence Rd is owned and occupied by an individual who bought it in December 2018.
Source: Lewis And Clark County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 815 TERRENCE RD, HELENA, MT 59602-9339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 6, 2017 | Deed of Trust, Mortgage · ARM LOANDEPOT.COM LLC |
| Dec 27, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2018 · Amount on File |
| Deed Sale | Dec 27, 2018 · Amount on File |
| Deed Document Number | 20183331941 |
| Deed Book / Page | 55 / 639 |
| Prior Transfer Date | Dec 21, 2018 |
| Prior Transfer Doc | M55/0639 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Property Address | 815 TERRENCE RD, HELENA, MT 59602-9339 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | M58/7646 |
|---|---|
| Date | Feb 26, 2021 |
| Book Page | M58/7646 |
| Instrument | 3373450 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Property Address | 815 TERRENCE RD, HELENA, MT 59602-9339 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M52/5297 |
|---|---|
| Date | Mar 6, 2017 |
| Book Page | M52/5297 |
| Instrument | 3302549 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Recording Date | Dec 27, 2018 |
| Property Address | 815 TERRENCE RD, HELENA, MT 59602-9339 |
| Document Number | M55/0639 |
| Book / Page | M55 / 0639 |
| Map Reference | DOC 279073 |
| Instrument Date | Dec 21, 2018 |
| Instrument | 3331941 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | ALLEN ABSTRACT AND TITLE COMPANY, HELENA ABSTRACT & TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 815 TERRENCE RD, HELENA, MT 59602-9339 |
| Document Number | 3331942 |
|---|---|
| Date | Dec 27, 2018 |
| Instrument | 3331942 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
The 2026 property tax bill for 815 Terrence Rd was $2,871, up 5.6% from the year before.
Source: Lewis And Clark County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lewis And Clark County |
| Elementary School District | Helena Elementary School District (PK - 08) |
| Secondary School District | Helena High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,871.00 (+5.63%) | $543,100 (-) | |
| 2025 | $2,718.00 | $543,100 | $543,100 Land $126,500 Building $416,600 |
| 2023 | $4,041.00 | $434,500 | $434,500 Land $87,500 Building $347,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 815 Terrence Rd in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective April 7, 2024
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 815 Terrence Rd is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 79% of Montana |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
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