Richland County property record for 845 Spears Dr, Elgin, SC 29045 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2006 |
| Square Footage | 1,813 sqft Heated Area |
| Lot Size | 4,356 sqft (0.1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $169,000 (2021) |
| Tax Bill | $1,999.00 (2025) |
Source: Richland County records · APN 25810-02-82
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 845 SPEARS DR, ELGIN, SC 29045-8256 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 05, 2021 · Amount on Record |
| Deed Sale | Apr 05, 2021 · Amount on Record |
| Prior Sale | Nov 06, 2006 · Amount on Record |
| Deed Doc Number | 202121616 |
| Deed Book / Page | 2605 / 1845 |
| Prior Transfer Date | May 15, 2015 |
| Prior Transfer Doc | 0000037190 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Apr 05, 2021 |
| Property Address | 845 SPEARS DR, ELGIN, SC 29045-8256 |
| Document Number | 0026051845 |
| Book / Page | 2605 / 1845 |
| Map Reference | MB 1158 PG 3105 |
| Instrument Date | Apr 01, 2021 |
| Instrument | 2021021616 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $625.30 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 845 SPEARS DR, ELGIN, SC 29045-8256 |
| Investor | Possibly a Property Investor |
| Document Number | 2021021617 |
|---|---|
| Date | Apr 05, 2021 |
| Instrument | 2021021617 |
| Name | MIDLAND MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Number | 0026051862 |
|---|---|
| Date | Apr 05, 2021 |
| Book Page | 2605/1862 |
| Instrument | 2021021618 |
| Name | MIDLAND MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, SC 29201 |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 04, 2031 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,999.00 (+14.16%) | $194,400 (+2,775.74%) | $223,100 (+32.01%) Land $34,000 Building $189,100 |
| 2023 | $1,751.00 (+17.36%) | $6,760 (+21.15%) | $169,000 (+21.23%) |
| 2021 | $1,492.00 | $5,580 | $139,400 Land $24,000 Building $115,400 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 2% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 25810-02-82 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,813 sqft Heated Area |
| Gross Area | 2,170 sqft Gross Area |
| 1st Floor | 772 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional Style |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 4,356 sqft (0.1 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 253 sqft Garage |
| Porch Area | 104 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 01891368 |
|---|---|
| Street Address | 845 SPEARS DR |
| City | ELGIN |
| State | SC |
| Zip | 29045-8256 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 60 73.2X80X33.8X80 #SU SPEARS CREEK VILLAGE PH 2 #PR RB1158-3105 |
| Legal Subdivision | SPEARS CREEK VILLAGE |
| Legal Lot Number | 60,73 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 11414 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures