836 Spears Dr, Elgin, SC 29045 Property Records

Richland County property record for 836 Spears Dr, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2007
Square Footage	1,807 sqft Heated Area
Lot Size	3,485 sqft (0.08 acres)
Occupancy	Owner Occupied
Last Sale	$156,000 (2020)
Tax Bill	$1,670.00 (2025)

Owner

Source: Richland County records · APN 25806-03-36

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	836 SPEARS DR, ELGIN, SC 29045-8255
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2020	Quit Claim Deed, Transfer BROKER SOLUTIONS
Jan 16, 2020	Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 16, 2020 · Amount on Record
Deed Sale	Jan 16, 2020 · Amount on Record
Prior Sale	Apr 04, 2007 · Amount on Record
Deed Doc Number	20202559
Deed Book / Page	2462 / 666
Prior Transfer Date	Jan 15, 2020
Prior Transfer Doc	0024620681
Record Refreshed	Sep 20, 2026

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICHLAND SC
Recording Date	Jan 16, 2020
Property Address	836 SPEARS DR, ELGIN, SC 29045-8255
Document Number	2462/1204
Book / Page	002462 / 001204
Instrument Date	Jan 15, 2020
Instrument	2667
Transaction Type	Transfer
Record Updated	Jun 01, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Document

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	836 SPEARS DR ELGIN SC 290458255, ELGIN, SC 29045-8255

Mortgage

Document Number	2462/0681
Date	Jan 16, 2020
Book Page	002462/000681
Instrument	2561

Lender

Name	BROKER SOLUTIONS
Address	TUSTIN, CA 92780

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 15, 2030

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Jan 16, 2020
Property Address	836 SPEARS DR, ELGIN, SC 29045-8255
Document Number	2462/0666
Book / Page	002462 / 000666
Instrument Date	Jan 15, 2020
Instrument	2559
Transaction Type	Transfer
Record Updated	Jun 01, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$577.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	836 SPEARS DR ELGIN SC 290458255, ELGIN, SC 29045-8255

Mortgage

Document Number	2462/0669
Date	Jan 16, 2020
Book Page	002462/000669
Instrument	2560

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2050

Mortgage

Document Number	2462/0681,
Date	Jan 16, 2020
Book Page	002462/000681
Instrument	2561

Lender

Name	BROKER SOLUTIONS
Address	TUSTIN, CA 92780

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 15, 2030

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,670.00 (+15.97%) Homeowner's exemption	$179,400 (-)	$224,300 (-) Land $34,000 Building $190,300
2024		$179,400 (+2,775%)	$224,300 (+43.78%) Land $34,000 Building $190,300
2023	$1,440.00 (-73.87%)	$6,240 (-33.33%)	$156,000 (-)
2021	$5,510.00	$9,360	$156,000 Land $24,000 Building $132,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 2% of South Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`25806-03-36`
Alternative APNs	`R25806-03-36` `01890948`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Building Area	1,807 sqft Heated Area
Gross Area	2,210 sqft Gross Area
1st Floor	777 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional Style
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	3,485 sqft (0.08 acres)
Parking Spaces	1 Parking Spaces
Garage Area	253 sqft Garage
Porch Area	40 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	01890948
Street Address	836 SPEARS DR
City	ELGIN
State	SC
Zip	29045-8255
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 9 45.1X79.9X45X79.8 #SU SPEARS CREEK VILLAGE PH 2 #PR RB1299-1824 RB1158-3105
Legal Subdivision	SPEARS CREEK VILLAGE
Legal Lot Number	9,45
Jurisdiction	RICHLAND SC
Minor Civil Division	PONTIAC
Census Blockgroup	1
Census Block	1003
Census Tract	11414

836 Spears Dr, Elgin, SC 29045 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2020: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Nearby Properties on Spears Dr

Nearby Streets

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