845 Shadowbrook Ct, Oswego, IL 60543 Property Records

Kendall County property record for 845 Shadowbrook Ct, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,562 sqft · built 2019
Lot Size	0.029 acres (1,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Nov 2021)
Tax Bill	$7,411 (2024)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-16-355-073`

Property Details

APN / Parcel Number

Primary APN	`03-16-355-073`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,562 sqft Living Area
Gross Area	2,343 sqft
1st Floor Area	1,562 sqft
Basement Area	352 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	1,276 sqft (0.029 acres)
Lot Dimensions	22 ft deep x 58 ft wide
Garage Type	Attached
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	845 SHADOWBROOK CT
City	OSWEGO
State	IL
Zip	60543-5224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF LOT 30 SEASONS AT SOUTHBURY POD 6 VILLAGE OF OSWEGO, S 22 OF N 50.5
Legal Subdivision	SEASONS AT SOUTHBURY POD
Legal Lot Number	30
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2017
Census Tract	890107

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	845 SHADOWBROOK CT, OSWEGO, IL 60543-5224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Warranty Deed, Transfer · FHA Mortgage COMPASS MORTGAGE INC
Mar 6, 2020	Deed of Trust, Mortgage · Conventional with PMI EAGLE HM MTG
Oct 10, 2019	Special Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2021 · Amount on Record
Deed Sale	Nov 10, 2021 · Amount on Record
Prior Sale	Oct 10, 2019 · Amount on Record
Deed Document Number	202129207
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Nov 10, 2021
Property Address	845 SHADOWBROOK CT, OSWEGO, IL 60543-5224
Document Number	0000029207
Map Reference	DOC 200600022348
Instrument Date	Sep 24, 2021
Instrument	202100029207
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	845 SHADOWBROOK CT, OSWEGO, IL 60543-5224

Mortgage

Document Number	0000029208
Date	Nov 10, 2021
Instrument	202100029208

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	845 SHADOWBROOK CT, OSWEGO, IL 60543-5224
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	Apr 23, 2020
Title Company	CALATLANTIC TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	513 MAJESTIC LN OSWEGO IL 605434031, OSWEGO, IL 60543-4031

Mortgage

Document Number	4627
Date	Mar 24, 2020
Instrument	4627

Lender

Name	EAGLE HM MTG
Type	Mortgage Company
Address	SWEETWATER, FL 33172

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2050

Interest

Rate Type	Fixed Rate

October 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Oct 10, 2019
Property Address	845 SHADOWBROOK CT, OSWEGO, IL 60543-5224
Document Number	0000015150
Map Reference	DOC 200600022348
Instrument Date	Sep 26, 2019
Instrument	201900015150
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	CALATLANTIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1141 E MAIN ST # ST108, 1141, EAST DUNDEE, IL 60118-2440

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 SHADOWBROOK CT, OSWEGO, IL 60543-5224

Mortgage

Document Number	0000015151
Date	Oct 10, 2019
Instrument	201900015151

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Municipality	Oswego Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$102,029 (+26.96%) Land $26,781 Building $75,248	$306,087 (+26.96%) Land $80,343 Building $225,744
2024	$7,411.00
2022		$80,362 Land $21,094 Building $59,268	$241,086 Land $63,282 Building $177,804

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO serves 38,169 people · EPA ID IL0930150
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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