828 Shadowbrook Ct, Oswego, IL 60543 Property Records

Kendall County property record for 828 Shadowbrook Ct, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,896 sqft · built 2019
Lot Size	0.038 acres (1,652 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Jul 2021)
Tax Bill	$8,832 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-16-355-069`

Property Details

APN / Parcel Number

Primary APN	`03-16-355-069`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,896 sqft Living Area
Gross Area	2,844 sqft
1st Floor Area	1,896 sqft
Basement Area	480 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Material	Asphalt
Lot Area	1,652 sqft (0.038 acres)
Lot Dimensions	29 ft deep x 58 ft wide
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	828 SHADOWBROOK CT
City	OSWEGO
State	IL
Zip	60543-5224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 SEASONS AT SOUTHBURY POD 6 VILLAGE OF OSWEGO, EXC W 96.5 THEREOF
Legal Subdivision	SEASONS AT SOUTHBURY POD
Legal Lot Number	33
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2017
Census Tract	890107

Owner

828 Shadowbrook Ct is owned and occupied by an individual who bought it in July 2021.

Source: Kendall County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	828 SHADOWBROOK CT, OSWEGO, IL 60543-5224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP
Jul 2, 2021	Warranty Deed, Transfer · Conventional Mortgage MIDWEST LENDING CORPORATION
Apr 11, 2019	Special Warranty Deed, Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2021 · Amount on File
Deed Sale	Jul 2, 2021 · Amount on File
Prior Sale	Apr 11, 2019 · Amount on File
Deed Document Number	202116972
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	828 SHADOWBROOK CT, OSWEGO, IL 60543-5224
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025846
Date	Oct 4, 2021
Instrument	202100025846

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHICAGO, IL 60622

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Jul 2, 2021
Property Address	828 SHADOWBROOK CT, OSWEGO, IL 60543-5224
Document Number	0000016972
Map Reference	DOC 200600022348
Instrument Date	Jun 16, 2021
Instrument	202100016972
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 SHADOWBROOK CT, OSWEGO, IL 60543-5224

Mortgage

Document Number	0000016973
Date	Jul 2, 2021
Instrument	202100016973

Lender

Name	MIDWEST LENDING CORPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.97%

April 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Apr 11, 2019
Property Address	828 SHADOWBROOK CT, OSWEGO, IL 60543-5224
Document Number	0000004358
Map Reference	DOC200600022348
Instrument Date	Apr 5, 2019
Instrument	201900004358
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	828 SHADOWBROOK CT, OSWEGO, IL 60543-5224

Mortgage

Document Number	0000004359
Date	Apr 11, 2019
Instrument	201900004359

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Municipality	Oswego Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$120,385 Land $31,246 Building $89,139	$361,155 Land $93,738 Building $267,417
2024	$8,832.00
2022		$94,819 Land $24,610 Building $70,209	$284,457 Land $73,830 Building $210,627

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 828 Shadowbrook Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 828 Shadowbrook Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO serves 38,169 people · EPA ID IL0930150
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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