Mecosta County property record for 845 Osburn Cir, Big Rapids, MI 49307
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,640 sqft · built 1956 |
| Lot Size | 0.614 acres (26,746 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Jul 2021) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Jul 2021 Sale + 2 more |
| Flood Zone | Zone A (high risk) |
| APN | 17-14-431-005 |
| Primary APN | 17-14-431-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,640 sqft Total Area |
| Basement Area | 1,248 sqft |
| Finished Basement | 455 sqft |
| Game Room | Game Room |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 26,746 sqft (0.614 acres) |
| Garage Type | Mixed |
| Garage Area | 2,076 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Porch |
| Porch Area | 50 sqft |
| Heating System | Hot Water |
|---|
| Street Address | 845 OSBURN CIR |
|---|---|
| City | BIG RAPIDS |
| State | MI |
| Zip | 49307-2535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 000845 OSBURN CIRCLE: AMENDED PLAT OF ELDRIDGE AND MUCHLER RIVERSIDE ADDITION OF LOTS 36, 37 AND A PART OF LOT 38, IN WARREN |
| Legal Subdivision | AMENDED PLAT OF ELDRIDGE AND MUCHLER RIV |
| Legal Lot Number | 36-13 |
| Jurisdiction | MECOSTA MI |
| Township / Civil Division | BIG RAPIDS |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 960600 |
845 Osburn Cir is owned and occupied by an individual who bought it in July 2021.
Source: Mecosta County records, as of July 19, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 845 OSBURN CIR, BIG RAPIDS, MI 49307-2535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2021 | Warranty Deed, Transfer · FHA Mortgage AMERISAVE MORTGAGE CORP |
| Jul 7, 2021 | Warranty Deed, Transfer BRIDGE TITLE AGENCY LLC |
| Jul 7, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Jul 7, 2021 | Land Contract, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2021 · Amount on File |
| Deed Sale | Jul 7, 2021 · Amount on File |
| Prior Sale | Jul 7, 2021 · Amount on File |
| Deed Document Number | 202100006681 |
| Deed Book / Page | 912 / 3514 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Jul 7, 2021 |
| Property Address | 845 OSBURN CIR, BIG RAPIDS, MI 49307-2535 |
| Document Number | 912/3514 |
| Book / Page | 912 / 3514 |
| Map Reference | LB 3 PG 8 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 202100006681 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2021 |
| Title Company | BRIDGE TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,408.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 845 OSBURN CIR, 845, BIG RAPIDS, MI 49307-2535 |
| Name | Verified Name |
|---|---|
| Address | 252 FERMAN ST, MILAN, MI 48160-1345 |
| Document Number | 202100006682 |
|---|---|
| Date | Jul 7, 2021 |
| Instrument | 202100006682 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Jul 7, 2021 |
| Property Address | 845 OSBURN CIR, BIG RAPIDS, MI 49307-2535 |
| Document Number | 912/3510 |
| Book / Page | 912 / 3510 |
| Map Reference | LB 3 PG 8 |
| Instrument Date | Jun 24, 2021 |
| Instrument | 202100006680 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2021 |
| Title Company | BRIDGE TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,290.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 710, BIG RAPIDS, MI 49307-0710 |
| Name | Verified Name |
|---|---|
| Address | 845 OSBURN CIR, BIG RAPIDS, MI 49307-2535 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Jul 7, 2021 |
| Property Address | 845 OSBURN CIR, BIG RAPIDS, MI 49307-2535 |
| Document Number | 912/3505 |
| Book / Page | 912 / 3505 |
| Instrument Date | Dec 7, 2017 |
| Instrument | 202100006678 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9778 POPLAR SHEET, 9778, CHIPPEWA LAKE, MI 49320 |
| Name | Verified Name |
|---|---|
| Address | 845 OSBUM CR, BIG RAPIDS, MI 49307 |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Jul 7, 2021 |
| Property Address | 845 OSBURN CIR, BIG RAPIDS, MI 49307-2535 |
| Document Number | 912/3507 |
| Book / Page | 912 / 3507 |
| Instrument Date | Dec 7, 2017 |
| Instrument | 202100006679 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1204 STOREY BLVD, 1204, CHEYENNE, WY 82009-3607 |
| Name | Verified Name |
|---|---|
| Address | 9778 POPLAR ST, CHIPPEWA LAKE, MI 49320-5212 |
Source: Mecosta County assessment roll, as of March 1, 2023
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Big Rapids City |
| County | Mecosta County |
| Unified School District | Big Rapids Public Schools (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $106,300 | $212,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 845 Osburn Cir in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Claims | 3 (1991–2013) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jan 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 845 Osburn Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIG RAPIDS serves 10,403 people · EPA ID MI0000710 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Point Broadband Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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