845 Oak Tree Ln, Lapeer, MI 48446 Property Records

Lapeer County property record for 845 Oak Tree Ln, Lapeer, MI 48446 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2.5 Baths
Year Built	Built 2001
Square Footage	2,587 sqft Living Area
Lot Size	230,432 sqft (5.29 acres)
Garage	877 sqft
Occupancy	Owner Occupied
Last Sale	$575,000 (2026)
Tax Bill	$1,282.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`012-011-023-15`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,587 sqft Living Area
1st Floor	1,783 sqft 1st Floor
Basement Area	1,783 sqft Basement
Unfinished Basement	1,783 sqft Unfinished
Primary Flooring	Carpet Flooring

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	230,432 sqft (5.29 acres)
Garage Area	877 sqft Garage

Utilities and HVAC

Heating System	Heat Pump Heating

Location & Zoning

Street Address	845 OAK TREE LN
City	LAPEER
State	MI
Zip	48446-9333
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SEC 11 T7N R10E COM AT S 1/4 COR OF SAID SEC TH N 00 DEG 28' E 1326.98 FT TH S 89 DEG 21' E 62.34 FT TH N 10 DEG 24' W 305.67
Legal Range	10E
Legal Township	07N
Legal Section	11
Jurisdiction	LAPEER MI
Minor Civil Division	LAPEER
Census Blockgroup	3
Census Block	3008
Census Tract	338000

Owner

Source: Lapeer County records · APN 012-011-023-15

Assessment roll updated August 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1138 BALDWIN RD, LAPEER, MI 48446-3010
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 14, 2026 · Amount on Record
Deed Sale	Apr 14, 2026 · Amount on Record
Prior Sale	Oct 13, 1999 · Amount on Record
Deed Doc Number	2026
Deed Book / Page	3514 / 703
Prior Transfer Date	Feb 03, 2016
Prior Transfer Doc	0028110054
Record Refreshed	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Apr 14, 2026
Property Address	845 OAK TREE LN, LAPEER, MI 48446-9333
Document Number	3514000703
Book / Page	3514 / 703
Instrument Date	Apr 08, 2026
Transaction Type	Transfer
Record Updated	May 08, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$435,562.50
Amount Accuracy	Calculated from Tax (Full/Partial Unknown)
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1138 BALDWIN RD, LAPEER, MI 48446-3010

Mortgage

Document Number	3514000706,
Date	Apr 14, 2026
Book Page	3514/706

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Lapeer Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,282.00 (-53.8%) Homeowner's exemption	$337,000 (+14.12%)	$674,000 (+14.12%)
2024	$2,775.00 (+10.25%)
2023		$295,300	$590,600
2022	$2,517.00

Flood & Wildfire

845 Oak Tree Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lapeer County (26087C), updated May 4, 2016

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.