Lapeer County property record for 454 Oak Tree Ln, Lapeer, MI 48446 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 2003 |
| Square Footage | 2,337 sqft Living Area |
| Lot Size | 260,053 sqft (5.97 acres) |
| Garage | 996 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $240,000 (2016) |
| Tax Bill | $1,982.00 (2025) |
| Primary APN | 012-011-021-15 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 2,337 sqft Living Area |
| 1st Floor | 1,908 sqft 1st Floor |
| Basement Area | 1,908 sqft Basement |
| Unfinished Basement | 1,908 sqft Unfinished |
| Primary Flooring | Carpet Flooring |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 260,053 sqft (5.97 acres) |
| Garage Area | 996 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 454 OAK TREE LN |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-9341 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SEC 11 T7N R10E COM AT S 1/4 SAID SEC TH N 00 DEG 28' E 1326.99 FT TH N 89 DEG 21' W 1298.62 FT TH N 00 DEG 14' E 727.98 FT |
| Legal Range | 10E |
| Legal Township | 07N |
| Legal Section | 11 |
| Jurisdiction | LAPEER MI |
| Minor Civil Division | LAPEER |
| Census Blockgroup | 3 |
| Census Block | 3008 |
| Census Tract | 338000 |
Source: Lapeer County records · APN 012-011-021-15
Assessment roll updated August 14, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 454 OAK TREE LN, LAPEER, MI 48446-9341 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ELGA CREDIT UNION |
| Apr 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ELGA CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 08, 2016 · Amount on Record |
| Deed Sale | Mar 08, 2016 · Amount on Record |
| Prior Sale | Mar 24, 2009 · Amount on Record |
| Deed Book / Page | 2815 / 770 |
| Prior Transfer Date | Jun 10, 2008 |
| Prior Transfer Doc | 0023360535 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 454 OAK TREE LN, LAPEER, MI 48446-9341 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 454 OAK TREE LN, LAPEER, MI 48446-9341 |
| Document Number | 0033610146 |
|---|---|
| Date | Jul 27, 2023 |
| Book Page | 3361/146 |
| Name | ELGA CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | GRAND BLANC, MI 48439 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 21, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 454 OAK TREE LN, LAPEER, MI 48446-9341 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | HALLMARK TITLE |
| Name | Verified Name |
|---|---|
| Address | 454 OAK TREE LN, LAPEER, MI 48446-9341 |
| Document Number | 0031910416 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 3191/416 |
| Name | ELGA CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | BURTON, MI 48519 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2041 |
Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Lapeer Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,982.00 (-53.38%) Homeowner's exemption | $302,000 (+14.92%) | $604,000 (+14.92%) |
| 2024 | $4,251.00 (+10.39%) | ||
| 2023 | $262,800 | $525,600 | |
| 2022 | $3,851.00 |
454 Oak Tree Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lapeer County (26087C), updated May 4, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 6th percentile of exposed land nationally · 15th in Michigan |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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