845 Nicely Rd, Hayesville, NC 28904 Property Records

Clay County property record for 845 Nicely Rd, Hayesville, NC 28904

Property Summary

Property Type	Vacant Land
Lot Size	1.14 acres (49,876 sqft)
Owner	Individual Name on Record
Tax Bill	$253 (2025)
Deeds & Mortgages	Jul 2022 Construction Loan Jul 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`545900983361`

Property Details

APN / Parcel Number

Primary APN	`545900983361`
Alternative APNs	`1634302` `3027301`

Exterior

Lot Area	49,876 sqft (1.14 acres)

Location & Zoning

Account Number	3027301
Street Address	845 NICELY RD
City	HAYESVILLE
State	NC
Zip	28904-7347
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	LOT 1 NICELY VIEW
Legal Lot Number	1
Jurisdiction	CLAY NC
Township / Civil Division	HAYESVILLE
Census Block Group	2
Census Block	2009
Census Tract	950201

Owner

Source: Clay County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	68 WINCHESTER COVE RD, HAYESVILLE, NC 28904-0907
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Deed of Trust, Mortgage · Construction Mortgage NANTAHALA BANK & TRUST COMPANY
Jul 6, 2022	Warranty Deed, Transfer
Feb 4, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2022
Deed Sale	Jul 6, 2022
Prior Sale	Feb 4, 2022 · Amount on Record
Deed Document Number	2022001819
Deed Book / Page	466 / 142
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	845 NICELY RD, HAYESVILLE, NC 28904-7347
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 RIVERWALK CIR, HAYESVILLE, NC 28904-4406

Mortgage

Document Number	0000P16/34
Date	Jul 26, 2022
Book Page	P16/34
Instrument	2022002000

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	HAYESVILLE, NC 28904

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Jul 26, 2043

Interest

Rate Type	Adjustable Rate

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Jul 6, 2022
Property Address	845 NICELY RD, HAYESVILLE, NC 28904-7347
Document Number	000466/142
Book / Page	466 / 142
Map Reference	CAB 6 SL 508
Instrument Date	Jun 28, 2022
Instrument	2022001819
Transaction Type	Transfer
Record Updated	Jul 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	68 WINCHESTER COVE RD, 68, HAYESVILLE, NC 28904-0907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 RIVERWALK CIR, HAYESVILLE, NC 28904-4406

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Feb 4, 2022
Property Address	845 NICELY RD, HAYESVILLE, NC 28904-7347
Document Number	000461/192
Book / Page	461 / 192
Instrument Date	Jan 25, 2022
Instrument	2022000301
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Tax	$30.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	710 NICELY RD, 710, HAYESVILLE, NC 28904-7135

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 WINCHESTER COVE RD, HAYESVILLE, NC 28904-0907

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$253.00 (+69.8%)	$31,100 (-) Land $31,100	$31,100 (-) Land $31,100
2023	$149.00	$31,100 Land $31,100	$31,100 Land $31,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: Blue Ridge Mountain EMC, Frontier, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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