765 Nicely Rd, Hayesville, NC 28904 Property Records

Clay County property record for 765 Nicely Rd, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,386 sqft · built 2022
Lot Size	1.34 acres (58,675 sqft)
Owner	2 Individual Names on Record
Last Sale	$202,500 (Mar 2023)
Tax Bill	$1,052 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Aug 2022 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`545900983687`

Property Details

APN / Parcel Number

Primary APN	`545900983687`
Alternative APNs	`620515000` `622217000` `6945301`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,386 sqft Heated Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	58,675 sqft (1.34 acres)

Location & Zoning

Account Number	622217000
Street Address	765 NICELY RD
City	HAYESVILLE
State	NC
Zip	28904-7135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 NICELY VIEW
Legal Subdivision	BOUNDARY SURVEY JAY TEE NICELY HEIRS
Legal Tract	1A
Legal Lot Number	4
Jurisdiction	CLAY NC
Township / Civil Division	HAYESVILLE
Census Block Group	2
Census Block	2009
Census Tract	950201

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	765 NICELY RD, HAYESVILLE, NC 28904-7135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU
Aug 1, 2022	Warranty Deed, Transfer · Construction Mortgage NANTAHALA BANK & TRUST COMPANY
May 24, 2021	Warranty Deed, Transfer
May 27, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2023 · Amount on Record
Deed Sale	Mar 28, 2023 · Amount on Record
Prior Sale	Aug 1, 2022 · Amount on Record
Deed Document Number	2023636
Deed Book / Page	474 / 115
Prior Transfer Date	May 19, 2005
Prior Transfer Doc	000288/121
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Mar 28, 2023
Property Address	765 NICELY RD, HAYESVILLE, NC 28904-7135
Document Number	000474/115
Book / Page	474 / 115
Map Reference	CAB 6 SL 508
Instrument Date	Mar 15, 2023
Instrument	2023000636
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 RIVERWALK CIR, HAYESVILLE, NC 28904-4406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 NICELY RD, HAYESVILLE, NC 28904-7135

Mortgage

Document Number	2023000637
Date	Mar 28, 2023
Instrument	2023000637

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Aug 1, 2022
Property Address	765 NICELY RD, HAYESVILLE, NC 28904-7135
Document Number	0000467/84
Book / Page	467 / 84
Map Reference	CAB 6 SL 508
Instrument Date	Jul 27, 2022
Instrument	2022002042
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Amount	Amount Recorded
Tax	$60.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	68 WINCHESTER COVE RD, HAYESVILLE, NC 28904-0907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 NICELY RD, HAYESVILLE, NC 28904-7347

Mortgage

Document Number	0000P16/34
Date	Jul 26, 2022
Book Page	P16/34
Instrument	2022002000

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	HAYESVILLE, NC 28904

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Jul 26, 2043

Interest

Rate Type	Adjustable Rate

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	May 24, 2021
Property Address	765 NICELY RD, HAYESVILLE, NC 28904-7135
Document Number	0000453/57
Book / Page	453 / 57
Map Reference	CAB 6 SL 372
Instrument Date	May 21, 2021
Instrument	2021001783
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Amount	Amount Recorded
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	741 ALBRITTON AVE, SARASOTA, FL 34232-6718

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	May 27, 2021
Property Address	765 NICELY RD, HAYESVILLE, NC 28904-7135
Document Number	0000453/87
Book / Page	453 / 87
Map Reference	CAB 6 SL 372
Instrument Date	May 21, 2021
Instrument	2021001832
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Amount	Amount Recorded
Tax	$98.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,052.00 (+22.75%)	$307,400 (+90.81%) Land $42,500 Building $264,900	$307,400 (+90.81%) Land $42,500 Building $264,900
2025	$857.00 (+15.65%)	$161,100 (-) Land $32,600 Building $128,500	$161,100 (-) Land $32,600 Building $128,500
2023	$741.00	$161,100 Land $32,600 Building $128,500	$161,100 Land $32,600 Building $128,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: Blue Ridge Mountain EMC, Frontier, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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