845 Necker Pointe Ln, Seneca, SC 29672 Property Records

Oconee County property record for 845 Necker Pointe Ln, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,988 sqft
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Individual Names on Record
Last Sale	$402,000 (Nov 2020)
Tax Bill	$13,865 (2025)
Deeds & Mortgages	Apr 2022 Construction Loan Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`136-02-01-020`

Property Details

APN / Parcel Number

Primary APN	`136-02-01-020`
Alternative APN	`1073848`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,988 sqft Living Area
Basement Area	1,412 sqft
Finished Basement	1 sqft
Fireplace	Fireplace

Exterior

Exterior Material	Fiber Cement Siding
Lot Area	38,333 sqft (0.88 acres)
Lot Dimensions	1 ft deep x 273 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1073848
Street Address	845 NECKER POINTE LN
City	SENECA
State	SC
Zip	29672
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 THE PENINSULA (0.88 AC)
Legal Subdivision	PENINSULA
Legal Lot Number	20
Jurisdiction	OCONEE SC
Township / Civil Division	WALHALLA
Census Block Group	2
Census Block	2017
Census Tract	30302

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1743 BENTGRASS LN, TEGA CAY, SC 29708-8537
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed of Trust, Mortgage · Construction Mortgage OCONEE FSLA
Nov 24, 2020	Grant Deed, Transfer · Conventional Mortgage OCONEE FED'L S&L ASSN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2020 · Amount on Record
Deed Sale	Nov 24, 2020 · Amount on Record
Deed Document Number	0026290290
Deed Book / Page	002629 / 000290
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	845 NECKER POINTE LN, SENECA, SC 29672-0485
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016957
Date	Apr 26, 2022
Book Page	4322/279
Instrument	16957

Lender

Name	OCONEE FSLA
Type	Bank
Address	SENECA, SC 29678

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	May 1, 2053

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Nov 24, 2020
Property Address	845 NECKER POINTE LN, SENECA, SC 29672-0485
Document Number	0026290290
Book / Page	002629 / 000290
Instrument Date	Nov 19, 2020
Transaction Type	Transfer
Record Updated	Jan 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,487.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10320 MAJESTIC TRL PARKLAND FL 330764807, PARKLAND, FL 33076-4807

Mortgage

Document Number	40580210
Date	Nov 24, 2020
Book Page	004058/000210

Lender

Name	OCONEE FED'L S&L ASSN
Type	Federal Savings Bank
Address	115 E NORTH 2ND ST, SENECA, SC 29678-3201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 23, 2025

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,865.00	$43,010 (+186.45%) Land $15,015 Building $27,995	$1,075,250 (+186.44%) Land $375,380 Building $699,870
2023		$15,015 Land $15,015	$375,380 Land $375,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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