820 Necker Pointe Ln, Seneca, SC 29672 Property Records

Oconee County property record for 820 Necker Pointe Ln, Seneca, SC 29672 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 3,827 sqft · built 2022
Lot Size	0.98 acres (42,689 sqft)
Owner	Individual Name on File
Last Sale	$273,000 (May 2020)
Tax Bill	$3,491 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jun 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`136-02-01-005`

Property Details

APN / Parcel Number

Primary APN	`136-02-01-005`
Alternative APN	`1073833`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,827 sqft Living Area
Basement Area	1,519 sqft
Finished Basement	1 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Exterior Material	Fiber Cement Siding
Lot Area	42,689 sqft (0.98 acres)
Lot Dimensions	1 ft deep x 150 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1073833
Street Address	820 NECKER POINTE LN
City	SENECA
State	SC
Zip	29672-0485
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 THE PENINSULA (0.98 AC)
Legal Subdivision	PENINSULA
Legal Lot Number	5
Jurisdiction	OCONEE SC
Township / Civil Division	WALHALLA
Census Block Group	2
Census Block	2017
Census Tract	30302

Owner

Source: Oconee County records · APN 136-02-01-005

Assessment roll updated September 13, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	820 NECKER POINTE LN, SENECA, SC 29672-0485
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Deed of Trust, Mortgage · Commercial Mortgage SOUTHERN FIRST BANK NA
Jun 15, 2021	Deed of Trust, Mortgage · Construction Mortgage SOUTHERN FIRST BANK NA
May 08, 2020	Grant Deed, Transfer · Conventional with PMI FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 08, 2020 · Amount on Record
Deed Sale	May 08, 2020 · Amount on Record
Deed Document Number	0025660190
Deed Book / Page	002566 / 000190
Record Updated	Jun 08, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	820 NECKER POINTE LN, SENECA, SC 29672-0485
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 PERRY BEND CIR 304, 304, EASLEY, SC 29640-7209

Mortgage

Document Number	0000004115
Date	Sep 14, 2022
Book Page	4380/116
Instrument	4115

Lender

Name	SOUTHERN FIRST BANK NA
Type	Bank
Address	GREENVILLE, SC 29607

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 26, 2037

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	820 NECKER POINTE LN, SENECA, SC 29672-0485
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020595
Date	Jun 15, 2021
Book Page	4169/179
Instrument	20595

Lender

Name	SOUTHERN FIRST BANK NA
Type	Bank
Address	GREENVILLE, SC 29601

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	May 08, 2020
Property Address	820 NECKER POINTE LN, SENECA, SC 29672-0485
Document Number	0025660190
Book / Page	002566 / 000190
Instrument Date	May 08, 2020
Transaction Type	Transfer
Record Updated	Jul 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,010.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 BY PASS 123 #D SENECA SC 296784761, D, SENECA, SC 29678-4761

Mortgage

Document Number	39600314
Date	May 08, 2020
Book Page	003960/000314

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	ANDERSON, SC 29622-1537

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	May 07, 2035

Tax Assessment & Valuation

Source: Oconee County records · Assessment roll updated September 13, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,491.00	$33,283 (-) Land $11,000 Building $22,283	$832,070 (-) Land $275,000 Building $557,070
2023		$33,283 Land $11,000 Building $22,283	$832,070 Land $275,000 Building $557,070

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oconee County (45073C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450730303022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 33% of South Carolina
Wildfire Likelihood	About 1 in 1,515 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 67 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	25 / 3
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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