845 Mallard Ave, Winsted, MN 55395 Property Records

McLeod County property record for 845 Mallard Ave, Winsted, MN 55395

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,125 sqft · built 2005
Lot Size	0.218 acres (9,500 sqft)
Owner	Individual Name on Record
Last Sale	$281,400 (Feb 2026)
Tax Bill	$3,746 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21.121.0360`

Property Details

APN / Parcel Number

Primary APN	`21.121.0360`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,125 sqft Total Area
1st Floor Area	1,032 sqft
Basement Area	929 sqft
Finished Basement	929 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Split Level
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,500 sqft (0.218 acres)
Lot Dimensions	125 ft deep x 76 ft wide
Garage Type	Carport
Garage Area	189 sqft
Carport	Carport
Carport Area	189 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	845 MALLARD AVE
City	WINSTED
State	MN
Zip	55395-6573
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRASS LAKE FARM WINSTED LOT-013 BLOCK-003
Legal Subdivision	GRASS LAKE FARM WINSTED
Legal Block	3
Legal Lot Number	13
Jurisdiction	MCLEOD MN
Township / Civil Division	WINSTED
Census Block Group	2
Census Block	2018
Census Tract	950100

Owner

Source: McLeod County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	845 MALLARD AVE, WINSTED, MN 55395-6573
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEW MARKET BANK
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDCOUNTRY BANK FSB
Feb 19, 2026	Warranty Deed, Transfer · Conventional Mortgage BAXTER CU
Dec 3, 2018	Warranty Deed, Transfer · Conventional Mortgage MIDCOUNTRY BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2026 · Amount on Record
Deed Sale	Feb 13, 2026 · Amount on Record
Prior Sale	Dec 3, 2018 · Amount on Record
Deed Document Number	20261849593
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEOD MN
Property Address	845 MALLARD AVE, WINSTED, MN 55395-6573
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000448333
Date	Oct 22, 2020
Instrument	448333

Lender

Name	NEW MARKET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEOD MN
Property Address	845 MALLARD AVE, WINSTED, MN 55395-6573
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000449510
Date	Dec 18, 2020
Instrument	449510

Lender

Name	MIDCOUNTRY BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 26, 2045

Interest

Rate Type	Adjustable Rate

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEOD MN
Recording Date	Feb 19, 2026
Property Address	845 MALLARD AVE, WINSTED, MN 55395-6573
Document Number	0000476611
Instrument Date	Feb 11, 2026
Instrument	476611
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	AVENUE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$928.62
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 MALLARD AVE, WINSTED, MN 55395-6573

Mortgage

Document Number	0000476612
Date	Feb 19, 2026
Instrument	476612

Lender

Name	BAXTER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEOD MN
Recording Date	Dec 3, 2018
Property Address	845 MALLARD AVE, WINSTED, MN 55395-6573
Document Number	0000438174
Instrument Date	Nov 29, 2018
Instrument	438174
Transaction Type	Transfer
Record Updated	Mar 8, 2022
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$575.85
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 MALLARD AVE, WINSTED, MN 55395-6573

Mortgage

Document Number	0000438175
Date	Dec 3, 2018
Instrument	438175

Lender

Name	MIDCOUNTRY BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: McLeod County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	McLeod County
Municipality	Winsted City
Unified School District	Howard Lake-Waverly-Winsted (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,746.00 (+3.88%) Homeowner's exemption
2025		$263,200 (+6.6%) Land $36,700 Building $226,500	$263,200 (+6.6%) Land $36,700 Building $226,500
2024	$3,606.00 (+20.68%)	$246,900 (+5.47%) Land $36,700 Building $210,200	$246,900 (+5.47%) Land $36,700 Building $210,200
2022		$234,100 Land $34,800 Building $199,300	$234,100 Land $34,800 Building $199,300
2019	$2,988.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winsted serves 2,226 people · EPA ID MN1430010
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
TDS Telecom Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Broadband.

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