McLeod County property record for 745 Mallard Ave, Winsted, MN 55395
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,057 sqft · built 2006 |
| Lot Size | 0.215 acres (9,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $169,900 (Nov 2017) |
| Tax Bill | $3,420 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2017 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21.121.0320 |
| Primary APN | 21.121.0320 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,057 sqft Total Area |
| 1st Floor Area | 992 sqft |
| Basement Area | 810 sqft |
| Finished Basement | 810 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,375 sqft (0.215 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Garage Type | Finished |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 16 sqft |
| Deck Area | 45 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 745 MALLARD AVE |
|---|---|
| City | WINSTED |
| State | MN |
| Zip | 55395-6574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRASS LAKE FARM WINSTED LOT-009 BLOCK-003 |
| Legal Subdivision | GRASS LAKE FARM WINSTED |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Jurisdiction | MCLEOD MN |
| Township / Civil Division | WINSTED |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 950100 |
Source: McLeod County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 745 MALLARD AVE, WINSTED, MN 55395-6574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE |
| Nov 28, 2017 | Deed, Transfer CENTRAL LAND TITLE |
| Nov 28, 2017 | Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 28, 2017 · Amount on Record |
| Deed Sale | Nov 28, 2017 · Amount on Record |
| Prior Sale | Nov 28, 2017 · Amount on Record |
| Deed Document Number | 2017433256 |
| Prior Transfer Date | Oct 31, 2014 |
| Prior Transfer Doc | 0000417626 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEOD MN |
| Property Address | 745 MALLARD AVE, WINSTED, MN 55395-6574 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000456237 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 456237 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Dec 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MCLEOD MN |
| Recording Date | Nov 28, 2017 |
| Property Address | 745 MALLARD AVE, WINSTED, MN 55395-6574 |
| Document Number | 0000433255 |
| Map Reference | DOC 422443 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 433255 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | CENTRAL LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $488.07 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 745 MALLARD AVE, WINSTED, MN 55395-6574 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEOD MN |
| Recording Date | Nov 28, 2017 |
| Property Address | 745 MALLARD AVE, WINSTED, MN 55395-6574 |
| Document Number | 0000433256 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 433256 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | CENTRAL LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.67 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 745 MALLARD AVE, WINSTED, MN 55395-6574 |
| Document Number | 0000433257 |
|---|---|
| Date | Nov 28, 2017 |
| Instrument | 433257 |
| Name | EAGLE HOME MORTGAE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: McLeod County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | McLeod County |
| Municipality | Winsted City |
| Unified School District | Howard Lake-Waverly-Winsted (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,420.00 (+41.67%) Homeowner's exemption | ||
| 2025 | $243,700 (+13.99%) Land $36,200 Building $207,500 | $243,700 (+13.99%) Land $36,200 Building $207,500 | |
| 2022 | $213,800 Land $34,500 Building $179,300 | $213,800 Land $34,500 Building $179,300 | |
| 2019 | $2,414.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Winsted serves 2,226 people · EPA ID MN1430010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| TDS Telecom Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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