San Diego County property record for 845 Main St, Ramona, CA 92065
| Property Type | Hotel |
|---|---|
| Details | built 2018 |
| Lot Size | 0.164 acres (7,145 sqft) |
| Owner | Individual Name on File |
| Last Sale | $650,000 (Jan 2021) |
| Tax Bill | $3,443 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 281-303-21-00 |
| Primary APN | 281-303-21-00 |
|---|
| Units | 3 Units |
|---|
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 7,145 sqft (0.164 acres) |
| Street Address | 845 MAIN ST |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-1931 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Hotel |
| Local Zoning Code | RMV5 |
| Legal Description | BLK 41 LOT 15 TR 000643 |
| Legal Subdivision | RAMONA |
| Legal Tract | 000643 |
| Legal Block | 41 |
| Legal Lot Number | 15 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 20812 |
Source: San Diego County records · APN 281-303-21-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12941 ABRA DR, SAN DIEGO, CA 92128-2326 |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| May 19, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIDELIS PRIVATE FUND LP |
| Feb 12, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIDELIS PRIVATE FUND LP |
| Jan 15, 2021 | Grant Deed, Transfer · Conventional Mortgage ALFONSI FAMILY TRUST (PT) |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 15, 2021 · Amount on Record |
| Deed Sale | Jan 15, 2021 · Amount on Record |
| Deed Document Number | 202131441 |
| Prior Transfer Date | Nov 05, 2020 |
| Prior Transfer Doc | 0000031440 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 845 MAIN ST, RAMONA, CA 92065-1931 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000382257 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 2021-0382257 |
| Name | FIDELIS PRIVATE FUND LP |
|---|---|
| Type | Non-Lending Institution |
| Address | SAN DIEGO, CA 92101 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 845 MAIN ST, RAMONA, CA 92065-1931 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Name | Verified Name |
|---|
| Document Number | 0000111478 |
|---|---|
| Date | Feb 12, 2021 |
| Instrument | 2021-0111478 |
| Name | FIDELIS PRIVATE FUND LP |
|---|---|
| Type | Non-Lending Institution |
| Address | SAN DIEGO, CA 92101 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 15, 2021 |
| Property Address | 845 MAIN ST, RAMONA, CA 92065-1931 |
| Document Number | 0000031441 |
| Instrument Date | Oct 09, 2020 |
| Instrument | 31441 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $715.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 12941 ABRA DR SAN DIEGO CA 921282326, SAN DIEGO, CA 92128-2326 |
| Document Number | 31442 |
|---|---|
| Date | Jan 15, 2021 |
| Instrument | 31442 |
| Name | ALFONSI FAMILY TRUST (PT) |
|---|---|
| Address | 25941 OLD JULIAN HWY, SANTA YSABEL, CA 92070 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $303,619 (+2%) Land $193,213 Building $110,406 | |
| 2025 | $3,443.00 (+12.26%) | $297,667 (+4.04%) Land $189,425 Building $108,242 |
| 2023 | $3,067.00 (-5.69%) | $286,110 Land $182,070 Building $104,040 |
| 2022 | $3,252.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 37 units insured incl. 20 condo units |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 298 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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