San Diego County property record for 826 Main St, #32, Ramona, CA 92065
| Property Type | Mixed Use Store/Office |
|---|---|
| Details | 5,064 sqft · built 1960 |
| Lot Size | 0.132 acres (5,770 sqft) |
| Owner | Company Name on File |
| Last Sale | $465,000 (Oct 2015) |
| Tax Bill | $14,463 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Nov 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 281-291-18-00 |
| Primary APN | 281-291-18-00 |
|---|
| Building Area | 5,064 sqft Total Area |
|---|
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 5,770 sqft (0.132 acres) |
| Street Address | 826 MAIN ST, 32 |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-1932 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Mixed Use Store/Office |
| Local Zoning Code | RMV5 |
| Legal Description | BLK 58 LOT 4 SWLY 42 FT TR 000644 |
| Legal Subdivision | RAMONA |
| Legal Tract | 000644 |
| Legal Block | 58 |
| Legal Lot Number | 4 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 20813 |
Source: San Diego County records · APN 281-291-18-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1798 KEYES RD, RAMONA, CA 92065-3519 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed of Trust, Mortgage · Commercial Mortgage CALIFORNIA CU |
| Nov 22, 2019 | Loan Modification, Mortgage VICTOR J MOSSO CPA 401K PLAN |
| Aug 18, 2017 | Deed of Trust, Mortgage VICTOR J MOSSO CPA 401K PLAN |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 29, 2015 · Amount on Record |
| Deed Sale | Oct 29, 2015 · Amount on Record |
| Deed Document Number | 2015565691 |
| Prior Transfer Date | Jun 14, 2012 |
| Prior Transfer Doc | 0000348714 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 826 MAIN ST # 32, 32, RAMONA, CA 92065-1932 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Title Company | CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1798 KEYES RD, RAMONA, CA 92065-3519 |
| Document Number | 0000667073 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 2021-0667073 |
| Name | CALIFORNIA CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92186 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 826 MAIN ST # 32, 32, RAMONA, CA 92065-1932 |
| Document Number | 0000575323 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 826 MAIN ST #832 RAMONA CA 920651932, 832, RAMONA, CA 92065-1932 |
| Document Number | 0000575323 |
|---|---|
| Date | Dec 10, 2019 |
| Instrument | 575323 |
| Name | VICTOR J MOSSO CPA 401K PLAN |
|---|---|
| Address | 830 VAN HORN RD, EL CAJON, CA 92019-3516 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 826 MAIN ST # 32, 32, RAMONA, CA 92065-1932 |
| Document Number | 0000387194 |
| Instrument Date | Aug 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1798 KEYES RD RAMONA CA 920653519, RAMONA, CA 92065-3519 |
| Document Number | 0000387194 |
|---|---|
| Date | Aug 24, 2017 |
| Instrument | 387194 |
| Name | VICTOR J MOSSO CPA 401K PLAN |
|---|---|
| Address | 830 VAN HORN RD, EL CAJON, CA 92019-3516 |
| Amount | Amount Recorded |
|---|
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $612,781 (+2%) Land $181,117 Building $431,664 | |
| 2025 | $14,463.00 (+12.3%) | $600,766 (+4.04%) Land $177,566 Building $423,200 |
| 2023 | $12,879.00 (-8.67%) | $577,439 Land $170,672 Building $406,767 |
| 2022 | $14,101.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208133, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 63% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 413 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA3710019, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures