Flathead County property record for 845 Lower Valley Rd, Kalispell, MT 59901 · Last verified September 2023
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 2,080 sqft · built 1940 |
| Lot Size | 1.14 acres (49,746 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,345 (2023) |
| Deeds & Mortgages | May 2021 Mortgage Jan 2021 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | R0782583 |
| Primary APN | R0782583 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,080 sqft Living Area |
| Gross Area | 2,808 sqft |
| 1st Floor Area | 1,464 sqft |
| 2nd Floor Area | 616 sqft |
| Basement Area | 728 sqft |
| Finished Basement | 728 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 49,746 sqft (1.14 acres) |
| Garage Type | Detached |
| Garage Area | 924 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Deck Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000802555 |
|---|---|
| Street Address | 845 LOWER VALLEY RD |
| City | KALISPELL |
| State | MT |
| Zip | 59901-7927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S34, T28 N, R21 W, TR 1AB IN SE4NW4 |
| Legal Range | 21W |
| Legal Township | 28N |
| Legal Section | 34 |
| Legal Quarter | NW |
| Legal Subdivision | ANGEL POINT HEIGHTS |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 1201 |
Source: Flathead County records · APN R0782583
Assessment roll updated December 31, 2022 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 845 LOWER VALLEY RD, KALISPELL, MT 59901-7927 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Jan 12, 2021 | Deed of Trust, Mortgage · Line of Credit VALLEY BANK OF KALISPELL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 845 LOWER VALLEY RD, KALISPELL, MT 59901-7927 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100016809 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 202100016809 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 845 LOWER VALLEY RD, KALISPELL, MT 59901-7927 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100001388 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 202100001388 |
| Name | VALLEY BANK OF KALISPELL |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Flathead County records · Assessment roll updated December 31, 2022 · Last verified September 2023
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Somers Elementary School District (PK - 08) |
| Secondary School District | Flathead High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $7,345.00 | $961,400 | $961,400 Land $499,377 Building $462,023 |
Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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