1020 Lower Valley Rd, Kalispell, MT 59901 Property Records

Flathead County property record for 1020 Lower Valley Rd, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,544 sqft · built 1929
Lot Size	10.5 acres (457,380 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,000 (Aug 2023)
Tax Bill	$1,436 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Mar 2022 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`R0772570`

Property Details

APN / Parcel Number

Primary APN	`R0772570`
Alternative APNs	`07-3966-34-4-01-60-0000` `0000014535`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,544 sqft Living Area
1st Floor Area	1,544 sqft
Basement Area	648 sqft
Finished Basement	648 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	457,380 sqft (10.5 acres)
Terrain	Wooded

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	496 sqft
Shed	1 Shed
Shed Area	288 sqft
Milk House	720 sqft
Pole Barn	800 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000014535
Street Address	1020 LOWER VALLEY RD
City	KALISPELL
State	MT
Zip	59901-7929
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S34, T28 N, R21 W, ACRES 10.5, TR 6 IN NE4SE4, ASSR#0000014535
Legal Range	21W
Legal Township	28N
Legal Section	34
Legal Tract	6
Jurisdiction	FLATHEAD MT
Township / Civil Division	LAKESIDE-SOMERS
Census Block Group	2
Census Block	2012
Census Tract	1401

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	450 SOMERS STAGE RD, KALISPELL, MT 59901-7952
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage AGWEST FARM CREDIT FLCA
Mar 18, 2022	Intrafamily Transfer, Transfer
Mar 18, 2022	Intrafamily Transfer, Transfer
Mar 18, 2022	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2023 · Amount on Record
Deed Sale	Aug 23, 2023 · Amount on Record
Deed Document Number	202315027
Prior Transfer Date	Aug 10, 2023
Prior Transfer Doc	0000015027
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Aug 23, 2023
Property Address	1020 LOWER VALLEY RD, KALISPELL, MT 59901-7929
Document Number	202300015027
Instrument Date	Aug 10, 2023
Instrument	202300015027
Transaction Type	Transfer
Record Updated	Sep 14, 2023
Title Company	FLATHEAD PREMIER TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	820 LOWER VALLEY RD, KALISPELL, MT 59901-7927

Mortgage

Document Number	202300015028
Date	Aug 23, 2023
Instrument	202300015028

Lender

Name	AGWEST FARM CREDIT FLCA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2030
Change Frequency	Annually
Min Rate At Change	3.15%
Max Rate At Change	16.2%
Index	12-Month MTA
Max Rate	16.2%

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Mar 18, 2022
Property Address	1020 LOWER VALLEY RD, KALISPELL, MT 59901-7929
Document Number	202200007155
Instrument Date	Jan 13, 2022
Instrument	202200007155
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16194 W LYNNETTE RD, TUCSON, AZ 85736-1436

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Mar 18, 2022
Property Address	1020 LOWER VALLEY RD, KALISPELL, MT 59901-7929
Document Number	202200007156
Instrument Date	Jan 12, 2022
Instrument	202200007156
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	208 9TH AVE N, LEWISTOWN, MT 59457-2405

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16194 W LYNNETTE RD, TUCSON, AZ 85736-1436

March 2022: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	FLATHEAD MT
Recording Date	Mar 18, 2022
Property Address	1020 LOWER VALLEY RD, KALISPELL, MT 59901-7929
Document Number	202200007154
Instrument Date	Jan 11, 2022
Instrument	202200007154
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16194 W LYNNETTE RD, TUCSON, AZ 85736-1436

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Somers Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,436.00 (+30.66%)	$460,700 (+34.89%)
2025	$1,099.00 (-63.82%)	$341,544 (-19.43%)	$460,700 (+8.68%) Land $165,450 Building $295,250
2023	$3,038.00	$423,900	$423,900 Land $129,500 Building $294,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Glacier Broadband Fixed Wireless	1,000 / 1,000
Bullitt Communications Fixed Wireless	100 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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