Polk County property record for 845 Laughter Rd, Mill Spring, NC 28756 · Last verified October 2025
| Property Type | Vacant Land > Uncategorized |
|---|---|
| Lot Size | 41,818 sqft (0.96 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $20,000 (2024) |
| Tax Bill | $120.00 (2025) |
| Primary APN | P51-64 |
|---|---|
| Alternative APN |
|
| Lot Area | 41,818 sqft (0.96 acres) |
|---|
| Account Number | 8194 |
|---|---|
| Street Address | 845 LAUGHTER RD |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-0737 |
| Property Usage | Vacant Land Property Usage |
| Type | Vacant Land > Uncategorized |
| Legal Description | FR. WILLARD F. FERRELL &, BUELAH, 500 500 COUNTY RURAL |
| Legal Subdivision | COUNTY RURAL |
| Jurisdiction | POLK NC |
| Minor Civil Division | COOPER GAP |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 920201 |
Source: Polk County records · APN P51-64
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 845 LAUGHTER RD, MILL SPRING, NC 28756-0737 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 07, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PRESIDENTIAL BANK FSB |
| Nov 21, 2024 | Deed of Trust, Mortgage · Building or Construction Mortgage PRESIDENTIAL BANK FSB |
| May 16, 2024 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 16, 2024 · Amount on Record |
| Deed Sale | May 16, 2024 · Amount on Record |
| Deed Doc Number | 0004851088 |
| Deed Book / Page | 485 / 1088 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 845 LAUGHTER RD, MILL SPRING, NC 28756-0737 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Title Company | UNKNOWN, MIS |
| Name | Verified Name |
|---|---|
| Address | 845 LAUGHTER RD, MILL SPRING, NC 28756-0737 |
| Document Number | 00495/1404 |
|---|---|
| Date | Nov 07, 2025 |
| Book Page | 495/1404 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 845 LAUGHTER RD, MILL SPRING, NC 28756-0737 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00488/2254 |
|---|---|
| Date | Nov 21, 2024 |
| Book Page | 488/2254 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.75% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Dec 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 12.7% |
| Max Rate | 12.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | May 16, 2024 |
| Property Address | 845 LAUGHTER RD, MILL SPRING, NC 28756-0737 |
| Document Number | 00485/1088 |
| Book / Page | 485 / 1088 |
| Map Reference | SL A-281 PG 342 |
| Instrument Date | May 14, 2024 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $40.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 703, SHALLOTTE, NC 28459-0703 |
| Name | Verified Name |
|---|---|
| Address | 215 DAISY LN, MILL SPRING, NC 28756-6725 |
Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $120.00 (+3%) | $24,000 (+4%) Land $24,000 | $24,000 (+4%) Land $24,000 |
| 2023 | $30.00 | $4,800 Land $4,800 | |
| 2021 | $4,800 Land $4,800 |
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