1305 Laughter Rd, Mill Spring, NC 28756 Property Records

Polk County property record for 1305 Laughter Rd, Mill Spring, NC 28756

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,296 sqft · built 2003
Lot Size7.1 acres (309,276 sqft)
Owner2 Individual Names on File
Last Sale$260,000 (Nov 2019)
Tax Bill$1,612 (2026)
Deeds & MortgagesNov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNP51-91

Property Details

APN / Parcel Number

Primary APNP51-91
Alternative APN
  • 57530

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,296 sqft Finished Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialVinyl
Foundation TypeRetaining Wall
Roof TypeGable
Roof MaterialShingle
Lot Area309,276 sqft (7.1 acres)
Garage Area500 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number57530
Street Address1305 LAUGHTER RD
CityMILL SPRING
StateNC
Zip28756-8689
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOPEN
Legal Description7.10 ACRES, 500 500 COUNTY RURAL
Legal SubdivisionCOUNTY RURAL
Legal PhaseK
JurisdictionPOLK NC
Township / Civil DivisionCOOPER GAP
Census Block Group3
Census Block3004
Census Tract920201

Owner

1305 Laughter Rd is owned and occupied by two individuals who bought it in November 2019.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address1305 LAUGHTER RD, MILL SPRING, NC 28756-8689
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 6, 2019 · Amount on File
Deed SaleNov 6, 2019 · Amount on File
Prior SaleJan 26, 2015 · Amount on File
Deed Book / Page444 / 869
Prior Transfer DateJan 20, 2015
Prior Transfer Doc00411/0104
Record UpdatedOct 29, 2026

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK NC
Recording DateNov 6, 2019
Property Address1305 LAUGHTER RD, MILL SPRING, NC 28756-8689
Document Number000444/869
Book / Page444 / 869
Instrument DateNov 4, 2019
Transaction TypeTransfer
Record UpdatedMar 7, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1305 LAUGHTER RD, MILL SPRING, NC 28756-8689

Mortgage

Document Number0000444872
DateNov 6, 2019
Instrument444/872
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Mortgage

Document Number000444/869
DateNov 6, 2019
Book Page444/869
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1305 Laughter Rd was $1,612.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPolk County
Unified School DistrictPolk County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,612.00$320,864 (-) Land $81,425 Building $239,439$320,864 (-) Land $81,425 Building $239,439
2025$1,612.00$320,864 Land $81,425 Building $239,439$320,864 Land $81,425 Building $239,439
2023$1,393.00$216,807 Land $50,500 Building $166,307
2021$216,807 Land $50,500 Building $166,307

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1305 Laughter Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1305 Laughter Rd is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · above 78% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Laughter Rd

Nearby Streets

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