Hancock County property record for 845 Division St, Garner, IA 50438
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,152 sqft · built 1949 |
| Lot Size | 0.341 acres (14,854 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Aug 2025) |
| Tax Bill | $2,362 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 2108010083 |
| Primary APN | 2108010083 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 1,152 sqft |
| Finished Basement | 550 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,854 sqft (0.341 acres) |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 260 sqft |
| Deck Area | Deck Area |
| Patio Area | 108 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 845 DIVISION ST |
|---|---|
| City | GARNER |
| State | IA |
| Zip | 50438-1617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEYMOUR'S W 165' OF S 90' OF N 264' LOT 8 BLK 1 |
| Legal Subdivision | SEYMOUR'S ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | HANCOCK IA |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 270100 |
845 Division St is owned and occupied by two individuals who bought it in August 2025.
Source: Hancock County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 800 S JACKSON ST, OSCEOLA, IA 50213-1632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2025 · Amount on File |
| Deed Sale | Aug 6, 2025 · Amount on File |
| Prior Sale | Apr 5, 2013 · Amount on File |
| Deed Document Number | 20251341 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 845 Division St was $2,362 with a homeowner's exemption, up 4.2% from the year before.
Source: Hancock County assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Hancock County |
| Municipality | Garner City |
| Unified School District | Garner-Hayfield-Ventura Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,362.00 (+4.24%) Homeowner's exemption | $181,870 Land $33,710 Building $148,160 | $181,870 Land $33,710 Building $148,160 |
| 2024 | $2,266.00 | ||
| 2023 | $163,430 (+8.22%) Land $24,080 Building $139,350 | $163,430 Land $24,080 Building $139,350 | |
| 2022 | $2,383.00 Homeowner's exemption | $151,010 Land $24,080 Building $126,930 | |
| 2021 | $151,010 Land $24,080 Building $126,930 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 845 Division St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 26, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 845 Division St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARNER WATER WORKS serves 3,065 people · EPA ID IA4130075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comm 1 Connects Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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