Hancock County property record for 825 Division St, Garner, IA 50438
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 737 sqft · built 1952 |
| Lot Size | 0.208 acres (9,060 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $1,380 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 2108010084 |
| Primary APN | 2108010084 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 737 sqft Living Area |
| 1st Floor Area | 737 sqft |
| Basement Area | 737 sqft |
| Unfinished Basement | 737 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,060 sqft (0.208 acres) |
| Garage Type | Mixed |
| Garage Area | 264 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 160 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 825 DIVISION ST |
|---|---|
| City | GARNER |
| State | IA |
| Zip | 50438-1617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEYMOUR'S W 10 RDS OF S 55' OF N 174' LOT 8 BLK 1 |
| Legal Subdivision | SEYMOUR'S ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | HANCOCK IA |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 270100 |
825 Division St is held in a trust since October 2025.
Source: Hancock County records, as of September 1, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 245 W 9TH ST, GARNER, IA 50438-1612 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 21, 2025 |
| Transfer Doc | 0000001816 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HANCOCK IA |
| Recording Date | Oct 22, 2025 |
| Property Address | 825 DIVISION ST, GARNER, IA 50438-1617 |
| Document Number | 0000251816 |
| Instrument Date | Oct 21, 2025 |
| Instrument | 25-1816 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 245 W 9TH ST, GARNER, IA 50438-1612 |
The 2025 property tax bill for 825 Division St was $1,380, down 1% from the year before.
Source: Hancock County assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Hancock County |
| Municipality | Garner City |
| Unified School District | Garner-Hayfield-Ventura Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,380.00 (-1%) | $99,960 Land $20,600 Building $79,360 | $99,960 Land $20,600 Building $79,360 |
| 2024 | $1,394.00 | ||
| 2023 | $87,530 (+7.85%) Land $14,710 Building $72,820 | $87,530 Land $14,710 Building $72,820 | |
| 2022 | $1,361.00 | $81,160 Land $14,710 Building $66,450 | |
| 2021 | $81,160 Land $14,710 Building $66,450 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 825 Division St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 26, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 825 Division St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARNER WATER WORKS serves 3,065 people · EPA ID IA4130075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comm 1 Connects Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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