Stearns County property record for 845 Cummings Ln, Saint Cloud, MN 56301
| Property Type | Vacant Land |
|---|---|
| Lot Size | 3.54 acres (154,202 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $310 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-44151-0520 |
| Primary APN | 82-44151-0520 |
|---|
| Lot Area | 154,202 sqft (3.54 acres) |
|---|---|
| Lot Width | 286 ft Width |
| Cooling System | None |
|---|
| Street Address | 845 CUMMINGS LN |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-5945 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | R1 |
| Legal Description | 3.54 A. BEG AT NW COR OF LOT 4; TH S 295.5' TH E 540' TO RR TH N ALONG TRACT 297' TO N LINE OF LOT 4 TH W 513.2' TO BEG. OLD |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 24 |
| Legal Subdivision | METES AND BOUNDS DESC. |
| Legal Tract | 297 |
| Legal Lot Number | 4 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 304 |
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5525 UPTON AVE S, MINNEAPOLIS, MN 55410-2407 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,000 (-) Land $20,000 | $20,000 (-) Land $20,000 | |
| 2025 | $310.00 (+7.64%) | ||
| 2023 | $288.00 | $20,000 Land $20,000 | $20,000 Land $20,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 63% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
May also be available: Intrepid Fiber Networks, Verizon.
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