844 Cummings Ln, Saint Cloud, MN 56301 Property Records

Stearns County property record for 844 Cummings Ln, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,814 sqft · built 1986
Lot Size	0.36 acres (15,682 sqft)
Owner	Company Name on File
Tax Bill	$3,938 (2026)
Deeds & Mortgages	Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-46411-0506`

Property Details

APN / Parcel Number

Primary APN	`82-46411-0506`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,814 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Lot Width	100 ft Width
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	844 CUMMINGS LN
City	SAINT CLOUD
State	MN
Zip	56301-5912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 004 BLK 001 CUMMING ADD TO ST CLOUD SECTION 23 TOWNSHIP 124 RANGE 028 SECTION 23 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	23
Legal Subdivision	CUMMING ADD TO ST CLOUD
Legal Block	1
Legal Lot Number	4
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2013
Census Tract	304

Owner

Source: Stearns County records · APN 82-46411-0506

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	844 CUMMINGS LN, SAINT CLOUD, MN 56301-5912
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jul 17, 2019
Property Address	844 CUMMINGS LN, SAINT CLOUD, MN 56301-5912
Document Number	00A1548071
Instrument Date	Jul 16, 2019
Instrument	A1548071
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	844 CUMMINGS LN, SAINT CLOUD, MN 56301-5912

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,938.00 (+22.45%)	$301,500 (+6.01%) Land $40,000 Building $261,500	$301,500 (+6.01%) Land $40,000 Building $261,500
2025		$284,400 (+4.25%) Land $40,000 Building $244,400	$284,400 (+4.25%) Land $40,000 Building $244,400
2023	$3,216.00	$272,800 Land $40,000 Building $232,800	$272,800 Land $40,000 Building $232,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: BIF IV Intrepid HoldCo, Verizon.

Based on FCC filings for 102 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Saint Cloud serves 71,321 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.