845 Covered Bridge Dr, Delaware, OH 43015 Property Records

Delaware County property record for 845 Covered Bridge Dr, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,139 sqft · built 2003
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$426,600 (Nov 2023)
Tax Bill	$6,954 (2025)
Deeds & Mortgages	Nov 2023 Transfer Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`419-140-08-001-000`

Property Details

APN / Parcel Number

Primary APN	`419-140-08-001-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,139 sqft Living Area
Gross Area	4,497 sqft
1st Floor Area	1,886 sqft
Basement Area	1,896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	30 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	845 COVERED BRIDGE DR
City	DELAWARE
State	OH
Zip	43015-3194
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 971 WOODS OF DORNOCH SEC2 THE
Legal Subdivision	WOODS OF DORNOCH SEC2 THE
Legal Lot Number	971
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE
Census Block Group	3
Census Block	3049
Census Tract	12200

Owner

845 Covered Bridge Dr is owned by two individuals who bought it in November 2023.

Source: Delaware County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	820 FOLLIN LN SE, VIENNA, VA 22180-4907
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Affidavit of Death of Joint Tenant, Transfer NORTHWEST LAND TITLE INC, NORTHWEST PLATINUM TITLE LLC
Nov 28, 2023	Survivorship Deed, Transfer · Conventional Mortgage NAVY FCU
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2023 · Amount on File
Deed Sale	Nov 28, 2023 · Amount on File
Prior Sale	Sep 3, 2004 · Amount on File
Deed Document Number	202325267
Deed Book / Page	2064 / 1566
Prior Transfer Date	Nov 3, 2023
Prior Transfer Doc	0000024115
Record Updated	Oct 29, 2026

November 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	DELAWARE OH
Recording Date	Nov 8, 2023
Property Address	845 COVERED BRIDGE DR, DELAWARE, OH 43015-3194
Document Number	0000024115
Book / Page	2062 / 1050
Map Reference	CAB 2 SL 484
Instrument Date	Oct 24, 2023
Instrument	202300024115
Transaction Type	Transfer
Record Updated	Nov 30, 2023
Title Company	NORTHWEST LAND TITLE INC, NORTHWEST PLATINUM TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	845 COVERED BRIDGE DR, DELAWARE, OH 43015-3194

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 COVERED BRIDGE DR, DELAWARE, OH 43015-3194

November 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	DELAWARE OH
Recording Date	Nov 28, 2023
Property Address	845 COVERED BRIDGE DR, DELAWARE, OH 43015-3194
Document Number	0000025267
Book / Page	2064 / 1566
Map Reference	CAB 2 SL 513
Instrument Date	Oct 24, 2023
Instrument	202300025267
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	NORTHWEST TITLE COMPANY, NORTHWEST TITLE BOX

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	820 FOLLIN LN SE, VIENNA, VA 22180-4907

Mortgage

Document Number	0000025268
Date	Nov 28, 2023
Instrument	202300025268

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2028
Change Frequency	5 Years
Min Rate At Change	4.87%
Max Rate At Change	8.87%
Index	5-Year CMT
Margin	2
Max Rate	11.8%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	845 COVERED BRIDGE DR, DELAWARE, OH 43015-3194
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	HAMPTON TITLE BOX

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050607
Date	Dec 15, 2020
Book Page	1803/1771
Instrument	202000050607

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 845 Covered Bridge Dr was $6,954, up 5% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Delaware Township
Unified School District	Olentangy Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,954.00 (+5.03%)	$125,940 (-) Land $28,110 Building $97,830	$359,800 Land $80,300 Building $279,500
2024	$6,621.00 (+13.01%) Homeowner's exemption	$125,940 (-) Land $28,110 Building $97,830
2023	$5,859.00 (+3.86%) Homeowner's exemption	$125,940 (+31.21%) Land $28,110 Building $97,830	$359,800 Land $80,300 Building $279,500
2022	$5,641.00 Homeowner's exemption	$95,980 Land $20,830 Building $75,150
2020			$274,200 Land $59,500 Building $214,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 845 Covered Bridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 845 Covered Bridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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