815 Covered Bridge Dr, Delaware, OH 43015 Property Records

Delaware County property record for 815 Covered Bridge Dr, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,548 sqft · built 2000
Lot Size	0.194 acres (8,451 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Nov 2013)
Tax Bill	$7,711 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`419-140-05-002-000`

Property Details

APN / Parcel Number

Primary APN	`419-140-05-002-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,548 sqft Living Area
Gross Area	4,784 sqft
1st Floor Area	1,816 sqft
Upper Floors Area	732 sqft
Basement Area	1,816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	8,451 sqft (0.194 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	76 sqft
Deck Area	220 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	815 COVERED BRIDGE DR
City	DELAWARE
State	OH
Zip	43015-3193
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 905 WOODS OF DORNOCH S1
Legal Subdivision	WOODS OF DORNOCH S1
Legal Lot Number	905
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE
Census Block Group	3
Census Block	3049
Census Tract	12200

Owner

815 Covered Bridge Dr is owned and occupied by two individuals who bought it in November 2013.

Source: Delaware County records, as of June 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	815 COVERED BRIDGE DR, DELAWARE, OH 43015-3193
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Mar 15, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Oct 7, 2020	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCING CORP
Feb 28, 2020	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2013 · Amount on File
Deed Sale	Nov 27, 2013 · Amount on File
Prior Sale	Nov 9, 2009 · Amount on File
Deed Document Number	201342554
Deed Book / Page	1260 / 2193
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	815 COVERED BRIDGE DR, DELAWARE, OH 43015-3193
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024978
Date	Oct 20, 2025
Instrument	202500024978

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	815 COVERED BRIDGE DR, DELAWARE, OH 43015-3193
Transaction Type	Mortgage
Record Updated	Mar 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 COVERED BRIDGE DR, DELAWARE, OH 43015-3192

Mortgage

Document Number	0000008242
Date	Mar 15, 2022
Book Page	1952/402
Instrument	202200008242

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Mar 15, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	815 COVERED BRIDGE DR, DELAWARE, OH 43015-3193
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016564
Date	Jun 25, 2018
Book Page	1578/1880
Instrument	2018-00016564

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	815 COVERED BRIDGE DR, DELAWARE, OH 43015-3193
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039451
Date	Oct 7, 2020
Book Page	1777/2304
Instrument	202000039451

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	815 COVERED BRIDGE DR, DELAWARE, OH 43015-3193
Document Number	0000008115
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Apr 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	815 COVERED BRIDGE DR DELAWARE OH 430153193, DELAWARE, OH 43015-3193

Mortgage

Document Number	0000008115
Date	Mar 12, 2020
Book Page	001707/001465
Instrument	8115

Lender

Name	PNC BK
Type	Bank
Address	DELAWARE, OH 43015

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 815 Covered Bridge Dr was $7,711, up 4.7% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Delaware Township
Unified School District	Olentangy Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,711.00 (+4.74%)	$140,430 (-) Land $33,080 Building $107,350	$401,200 Land $94,500 Building $306,700
2024	$7,362.00 (+4.81%) Homeowner's exemption	$140,430 (-) Land $33,080 Building $107,350
2023	$7,024.00 Homeowner's exemption	$140,430 Land $33,080 Building $107,350	$401,200 Land $94,500 Building $306,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 815 Covered Bridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 815 Covered Bridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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