845 Cougar Rd, Naples, ID 83847 Property Records

Boundary County property record for 845 Cougar Rd, Naples, ID 83847

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,947 sqft · built 2006
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Oct 2021)
Tax Bill	$2,700 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2019 Line of Credit
APN	`RP61N01E081751A`

Property Details

APN / Parcel Number

Primary APN	`RP61N01E081751A`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,947 sqft Living Area
1st Floor Area	1,386 sqft
Basement Area	561 sqft
Finished Basement	561 sqft
Great Room	Great Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Radiant

Location & Zoning

Street Address	845 COUGAR RD
City	NAPLES
State	ID
Zip	83847-5133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TAX 59 SEC 8 T61N R1E
Legal Range	01E
Legal Township	61N
Legal Section	08
Jurisdiction	BOUNDARY ID
Township / Civil Division	BONNERS FERRY
Census Block Group	4
Census Block	4019
Census Tract	970200

Owner

845 Cougar Rd is owned and occupied by two individuals who bought it in October 2021.

Source: Boundary County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	845 COUGAR RD, NAPLES, ID 83847-5133
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Aug 5, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2021 · Amount on File
Deed Sale	Oct 4, 2021 · Amount on File
Deed Document Number	2021288715
Prior Transfer Date	Apr 6, 2012
Prior Transfer Doc	0000253669
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOUNDARY ID
Recording Date	Oct 4, 2021
Property Address	845 COUGAR RD, NAPLES, ID 83847-5133
Document Number	288715
Instrument Date	Oct 1, 2021
Instrument	288715
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	NOT AVAILABLE, ALLIANCE TITLE BONNERS FERRY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 410, GIRDWOOD, AK 99587-0410

Mortgage

Document Number	288716
Date	Oct 4, 2021
Instrument	288716

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOUNDARY ID
Property Address	845 COUGAR RD, NAPLES, ID 83847-5133
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	278645
Date	Aug 5, 2019
Instrument	278645

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Aug 1, 2059

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 845 Cougar Rd was $2,700.

Source: Boundary County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Boundary County
Unified School District	Boundary County School District 101 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,700.00	$778,710 (-1.24%) Land $265,900 Building $512,810	$778,710 (-1.24%) Land $265,900 Building $512,810
2025	$2,700.00	$788,490 Land $270,260 Building $518,230	$788,490 Land $270,260 Building $518,230
2023	$2,564.00	$800,090 Land $249,700 Building $550,390	$800,090 Land $249,700 Building $550,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 845 Cougar Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 845 Cougar Rd is moderate, ranking above 50% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 85% of Idaho
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
E.L. Internet Northwest Fixed Wireless	400 / 100

May also be available: Intermax Networks, Ziply Fiber.

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