392 Cougar Rd, Naples, ID 83847 Property Records

Boundary County property record for 392 Cougar Rd, Naples, ID 83847

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,675 sqft · built 2006
Lot Size	10 acres (435,600 sqft)
Owner	Company Name on File
Tax Bill	$3,414 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2020 Mortgage + 1 more
APN	`RP61N01E089010A`

Property Details

APN / Parcel Number

Primary APN	`RP61N01E089010A`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,675 sqft Living Area
1st Floor Area	2,155 sqft
Attic	Attic
Attic Area	520 sqft
Great Room	Great Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Garage Area	1,740 sqft
Parking Spaces	6 Parking Spaces
Lean-To	480 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Street Address	392 COUGAR RD
City	NAPLES
State	ID
Zip	83847-5054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TAX 26 SEC 8 T61N R1E
Legal Range	01E
Legal Township	61N
Legal Section	08
Jurisdiction	BOUNDARY ID
Township / Civil Division	BONNERS FERRY
Census Block Group	4
Census Block	4019
Census Tract	970200

Owner

392 Cougar Rd is owned by a company that acquired it in February 2024.

Source: Boundary County records, as of September 11, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 3187, BONNERS FERRY, ID 83805-3187
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 16, 2018	Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN WEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2024
Deed Sale	Feb 15, 2024
Prior Sale	May 16, 2018 · Amount on File
Deed Document Number	2024296428
Prior Transfer Date	Dec 19, 2012
Prior Transfer Doc	0000256032
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOUNDARY ID
Property Address	392 COUGAR RD, NAPLES, ID 83847-5054
Transaction Type	Mortgage
Record Updated	Oct 4, 2021
Title Company	ALLIANCE TTL BONNERS FERRY O

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	288448
Date	Sep 13, 2021
Instrument	288448

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 1, 2031

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOUNDARY ID
Property Address	392 COUGAR RD, NAPLES, ID 83847-5054
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	284578
Date	Dec 7, 2020
Instrument	284578

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2035

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOUNDARY ID
Recording Date	May 16, 2018
Property Address	392 COUGAR RD, NAPLES, ID 83847-5054
Document Number	274057
Instrument Date	May 4, 2018
Instrument	274057
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	COMMUNITY TITLE, COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	392 COUGAR RD, NAPLES, ID 83847-5054

Mortgage

Document Number	274058
Date	May 16, 2018
Instrument	274058

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 392 Cougar Rd was $3,414.

Source: Boundary County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Boundary County
Unified School District	Boundary County School District 101 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,414.00	$772,780 (-1.62%) Land $226,100 Building $546,680	$772,780 (-1.62%) Land $226,100 Building $546,680
2025	$3,414.00	$785,500 Land $233,780 Building $551,720	$785,500 Land $233,780 Building $551,720
2023	$2,084.00	$672,590 Land $88,320 Building $584,270	$672,590 Land $88,320 Building $584,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 392 Cougar Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 392 Cougar Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 88% of Idaho
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
E.L. Internet Northwest Fixed Wireless	400 / 100

May also be available: Intermax Networks, Ziply Fiber.

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