845 Cobalt Ct, Tracy, CA 95377 Property Records

San Joaquin County property record for 845 Cobalt Ct, Tracy, CA 95377

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,285 sqft · built 1999
Lot Size0.14 acres (6,095 sqft)
OwnerCompany Name on Record
Last Sale$550,000 (Nov 2020)
Tax Bill$7,102 (2026)
Deeds & MortgagesNov 2020 Sale & Mortgage
Oct 2020 Transfer
Flood ZoneZone X (minimal risk)
APN240-190-060-000

Property Details

APN / Parcel Number

Primary APN240-190-060-000
Alternative APN
  • 240-190-06

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,285 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Construction TypeWood
Lot Area6,095 sqft (0.14 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number240-190-06
Street Address845 COBALT CT
CityTRACY
StateCA
Zip95377-8624
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description99-FM PT OF 240-030-11 PER ALDEN MEADOWS UNIT 1
Legal SubdivisionALDEN MEADOWS
Legal Block3
Legal Lot Number12
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group3
Census Block3005
Census Tract5212

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3132 CAPEWOOD LN, SAN JOSE, CA 95132-1210
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2020Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 30, 2020Affidavit of Death, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 25, 2020 · Amount on Record
Deed SaleNov 25, 2020 · Amount on Record
Prior SaleJul 23, 1999 · Amount on Record
Deed Document Number2020165028
Prior Transfer DateApr 25, 2020
Prior Transfer Doc0000147368
Record UpdatedOct 29, 2026

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateNov 25, 2020
Property Address845 COBALT CT, TRACY, CA 95377-8624
Document Number0000165028
Map ReferenceMB 34 PG 20
Instrument DateNov 23, 2020
Instrument2020-165028
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address845 COBALT CT, TRACY, CA 95377-8624

Mortgage

Document Number0000165029
DateNov 25, 2020
Instrument2020-165029
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

October 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN JOAQUIN CA
Recording DateOct 30, 2020
Property Address845 COBALT CT, TRACY, CA 95377-8624
Document Number0000147368
Instrument DateApr 25, 2020
Instrument147368
Transaction TypeTransfer
Record UpdatedNov 13, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address845 COBALT CT TRACY CA 953778624, TRACY, CA 95377-8624

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,102.00 (+0.01%)
2025$7,101.00 (+10.11%)$595,335 (+4.04%) Land $129,890 Building $465,445
2023$6,449.00 (+2.11%)$572,220 Land $124,848 Building $447,372$645,570
2022$6,316.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
400 / 80
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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