835 Cobalt Ct, Tracy, CA 95377 Property Records

San Joaquin County property record for 835 Cobalt Ct, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,585 sqft · built 1999
Lot Size	0.144 acres (6,292 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Jul 1999)
Tax Bill	$5,039 (2026)
Deeds & Mortgages	Aug 2021 Second Mortgage Dec 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`240-190-070-000`

Property Details

APN / Parcel Number

Primary APN	`240-190-070-000`
Alternative APN	`240-190-07`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,585 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Wood
Lot Area	6,292 sqft (0.144 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	240-190-07
Street Address	835 COBALT CT
City	TRACY
State	CA
Zip	95377-8624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13
Legal Subdivision	ALDEN MEADOWS
Legal Block	3
Legal Lot Number	13
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3005
Census Tract	5212

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	835 COBALT CT, TRACY, CA 95377-8624
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage 1ST UNITED SERVICES CU
Dec 26, 2018	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MANAGEMENT CONSULTANTS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 1999 · Amount on Record
Deed Sale	Jul 29, 1999 · Amount on Record
Deed Document Number	199996392
Last Transfer Date	Jul 15, 2004
Transfer Doc	0000160562
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	835 COBALT CT, TRACY, CA 95377-8624
Transaction Type	Mortgage
Record Updated	Sep 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	835 COBALT CT, TRACY, CA 95377-8624

Mortgage

Document Number	0000141990
Date	Aug 25, 2021
Instrument	2021-141990

Lender

Name	1ST UNITED SERVICES CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 10, 2036

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	835 COBALT CT, TRACY, CA 95377-8624
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000144670
Date	Dec 26, 2018
Instrument	2018-144670

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	835 COBALT CT, TRACY, CA 95377-8624
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	835 COBALT CT, TRACY, CA 95377-8624

Mortgage

Document Number	0000140628
Date	Oct 21, 2020
Instrument	2020-140628

Lender

Name	MORTGAGE MANAGEMENT CONSULTANTS INC
Type	Mortgage Company
Address	PALMDALE, CA 93551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,039.00 (+0.06%)
2025	$5,036.00 (+10.1%) Homeowner's exemption	$422,469 (+4.04%) Land $122,950 Building $299,519
2023	$4,574.00 (+2.17%) Homeowner's exemption	$406,067 Land $118,177 Building $287,890	$731,340
2022	$4,477.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 758 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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