845 Cedar Ave, Elgin, IL 60120 Property Records

Kane County property record for 845 Cedar Ave, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1943
Square Footage	1,578 sqft Living Area
Lot Size	9,768 sqft (0.224 acres)
Occupancy	Owner Occupied
Last Sale	$313,000 (2022)
Tax Bill	$7,277.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-12-183-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,578 sqft Living Area
Gross Area	2,630 sqft Gross Area
Basement Area	1,052 sqft Basement
Stories	5 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Exterior Material	Brick Exterior
Lot Area	9,768 sqft (0.224 acres)
Depth X Width	132 ft x 74 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	HVAC Cooling

Location & Zoning

Street Address	845 CEDAR AVE
City	ELGIN
State	IL
Zip	60120-3194
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GRAND VIEW ADDN SOUTH 8 FT OF LOT 3 & ALL OF LOT 6 BLOCK 7
Legal Subdivision	GRAND VIEW ADDN
Legal Block	7
Legal Lot Number	3,6
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	5
Census Block	5008
Census Tract	850800

Owner

Source: Kane County records · APN 06-12-183-003

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	845 CEDAR AVE, ELGIN, IL 60120-3194
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Nov 07, 2022	Warranty Deed, Transfer · Conventional Mortgage HOME STATE BANK NA
Jul 01, 2019	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LAKEVIEW LN SERVICING
Nov 20, 2017	Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) ORION LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 07, 2022 · Amount on Record
Deed Sale	Nov 07, 2022 · Amount on Record
Prior Sale	Nov 20, 2017 · Amount on Record
Deed Doc Number	202253877
Last Transfer Date	Aug 15, 2024
Transfer Doc	0000029891
Record Refreshed	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	845 CEDAR AVE, ELGIN, IL 60120-3194
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 CEDAR AVE, ELGIN, IL 60120-3194

Mortgage

Document Number	0000051101
Date	Dec 23, 2025
Instrument	2025K051101

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2041

Interest

Rate Type	Fixed Rate
Rate	5.37%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 07, 2022
Property Address	845 CEDAR AVE, ELGIN, IL 60120-3005
Document Number	0000053877
Instrument Date	Nov 01, 2022
Instrument	2022K053877
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	SATURN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$313.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	845 CEDAR AVE, ELGIN, IL 60120-3005

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	1615 W BRYN MAWR AVE, CHICAGO, IL 60660-4106

Mortgage

Document Number	0000053878
Date	Nov 07, 2022
Instrument	2022K053878

Lender

Name	HOME STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Dec 01, 2027
Change Frequency	6 Months
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	Other
Max Rate	11.5%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	845 CEDAR AVE, ELGIN, IL 60120-3005
Document Number	0000029222
Instrument Date	Jul 01, 2019
Transaction Type	Mortgage
Record Updated	Jul 18, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	845 CEDAR AVE ELGIN IL 601203005, ELGIN, IL 60120-3005

Mortgage

Document Number	0000029222
Date	Jul 09, 2019
Instrument	29222

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 08, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 20, 2017
Property Address	845 CEDAR AVE, ELGIN, IL 60120-3005
Document Number	0000060630
Instrument Date	Nov 03, 2017
Instrument	60630
Transaction Type	Transfer
Record Updated	Dec 05, 2017
Title Company	MEADOWS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$291.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7826 W OAKLEAF AVE ELMWOOD PARK IL 607071349, ELMWOOD PARK, IL 60707-1349

Mortgage

Document Number	60631
Date	Nov 20, 2017
Instrument	60631

Lender

Name	ORION LNDG
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2047

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,277.00 (+15.84%)
2024		$95,236 (+21.39%) Land $18,634 Building $76,602	$285,822 (+21.44%) Land $55,924 Building $229,898
2022	$6,282.00 (+4.56%) Homeowner's exemption	$78,452 (+6.96%) Land $15,350 Building $63,102	$235,356 (+6.96%) Land $46,050 Building $189,306
2021	$6,008.00 Homeowner's exemption	$73,347 Land $14,351 Building $58,996	$220,041 Land $43,053 Building $176,988

845 Cedar Ave, Elgin, IL 60120 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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