838 Cedar Ave, Elgin, IL 60120 Property Records

Kane County property record for 838 Cedar Ave, Elgin, IL 60120 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1890
Square Footage	1,882 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$285,000 (2025)
Tax Bill	$6,167.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-12-182-016`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,882 sqft Living Area
Gross Area	2,823 sqft Gross Area
Basement Area	941 sqft Basement
Stories	2 Stories

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Construction Type	Frame Construction
Lot Area	8,712 sqft (0.2 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage

Location & Zoning

Street Address	838 CEDAR AVE
City	ELGIN
State	IL
Zip	60120-3006
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GRAND VIEW ADDN LOT 5 BLOCK 6
Legal Subdivision	GRAND VIEW ADDN
Legal Block	6
Legal Lot Number	5
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	5
Census Block	5007
Census Tract	850800

Owner

Source: Kane County records · APN 06-12-182-016

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	838 CEDAR AVE, ELGIN, IL 60120-3006
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 14, 2025 · Amount on Record
Deed Sale	Oct 14, 2025 · Amount on Record
Deed Doc Number	202540170
Prior Transfer Date	May 06, 2005
Prior Transfer Doc	0000055254
Record Refreshed	Sep 20, 2026

October 2025: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	KANE IL
Recording Date	Oct 14, 2025
Property Address	838 CEDAR AVE, ELGIN, IL 60120-3006
Document Number	0000040170
Instrument Date	Oct 09, 2025
Instrument	2025K040170
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	838 CEDAR AVE, ELGIN, IL 60120-3006

Mortgage

Document Number	0000040171
Date	Oct 14, 2025
Instrument	2025K040171

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Interest

Rate Type	Fixed Rate
Rate	6.62%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,167.00 (+5.29%) Homeowner's exemption Senior Citizen's exemption	$96,840 (+8.57%) Land $19,613 Building $77,227	$290,636 (+8.57%) Land $58,863 Building $231,774
2024	$5,857.00 (+8.12%) Homeowner's exemption	$89,196 (+21.39%) Land $18,065 Building $71,131	$267,695 (+21.44%) Land $54,217 Building $213,478
2022	$5,417.00 (+5.25%) Homeowner's exemption	$73,476 (+6.96%) Land $14,881 Building $58,595	$220,428 (+6.96%) Land $44,643 Building $175,785
2021	$5,147.00 Homeowner's exemption	$68,695 Land $13,913 Building $54,782	$206,085 Land $41,739 Building $164,346