840 Bruce Dr, Berthoud, CO 80513 Property Records

Larimer County property record for 840 Bruce Dr, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,142 sqft · built 1975
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$396,000 (Feb 2021)
Tax Bill	$2,828 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`94143-51-002`

Property Details

APN / Parcel Number

Primary APN	`94143-51-002`
Alternative APN	`R0479306`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,142 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.239 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R0479306
Old Parcel Number	9414351002
Street Address	840 BRUCE DR
City	BERTHOUD
State	CO
Zip	80513-1136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2, EX E 54 FT; ALSO E 36 FT LOT 3, GARDEN FAIR HOMES NO 2, BERTHOUD
Legal Range	69
Legal Township	04
Legal Section	14
Legal Quarter	SW
Legal Subdivision	GARDEN FAIR HOMES
Legal Block	51
Legal Lot Number	2
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	3
Census Block	3043
Census Tract	2700

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	840 BRUCE DR, BERTHOUD, CO 80513-1136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Special Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
May 17, 2019	Deed of Trust, Mortgage · Conventional with PMI PENNYMAC
Sep 18, 2017	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2021 · Amount on Record
Deed Sale	Feb 19, 2021 · Amount on Record
Prior Sale	Sep 18, 2017 · Amount on Record
Deed Document Number	RECEPT # 20210017892
Record Updated	Jun 8, 2026

February 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Feb 19, 2021
Property Address	840 BRUCE DR, BERTHOUD, CO 80513-1136
Document Number	0000017892
Instrument Date	Feb 19, 2021
Instrument	20210017892
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	8Z TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 BRUCE DR, BERTHOUD, CO 80513-1136

Mortgage

Document Number	0000017893
Date	Feb 19, 2021
Instrument	20210017893

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	840 BRUCE DR, BERTHOUD, CO 80513-1136
Document Number	0000027816
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 4, 2019
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	840 BRUCE DR BERTHOUD CO 805131136, BERTHOUD, CO 80513-1136

Mortgage

Document Number	0000027816
Date	May 28, 2019
Instrument	27816

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2049

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Sep 18, 2017
Property Address	840 BRUCE DR, BERTHOUD, CO 80513-1136
Document Number	0000062342
Instrument Date	Sep 15, 2017
Instrument	20170062342
Transaction Type	Transfer
Record Updated	Mar 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 BRUCE DR, BERTHOUD, CO 80513-1136

Mortgage

Document Number	0000062343
Date	Sep 18, 2017
Instrument	20170062343

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,828.00 (+13.07%)	$27,950 (-8.84%) Land $1,800 Building $26,150	$447,200 (-2.27%) Land $28,800 Building $418,400
2023	$2,501.00 (+14.1%)	$30,660 (+34.09%) Land $1,930 Building $28,730	$457,600 (+39.09%) Land $28,800 Building $428,800
2022	$2,192.00	$22,866 Land $2,002 Building $20,864	$329,000 Land $28,800 Building $300,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
AT&T Fixed Wireless	100 / 20

May also be available: Hilltop Broadband, T-Mobile, Verizon.

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