Waynesboro City property record for 1108 3rd St, Waynesboro, VA 22980
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,354 sqft · built 2007 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $170,000 (Jul 2020) |
| Tax Bill | $2,228 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 37 8-2 |
| Primary APN | 37 8-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,354 sqft Living Area |
| 1st Floor Area | 1,354 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Terrain | Below Road/Slope |
| Porch | Porch |
| Deck Area | Deck Area |
| Storage Building | Storage Building |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 326020 |
|---|---|
| Street Address | 1108 3RD ST |
| City | WAYNESBORO |
| State | VA |
| Zip | 22980-4131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-MF |
| Legal Description | LOT 2 (6714 SF) ACEND 2002 LLC PROPERTY (2007 REPLAT) |
| Legal Subdivision | ACEND 2002 LLC PROP |
| Legal Lot Number | 2 |
| Jurisdiction | WAYNESBORO CITY VA |
| Township / Civil Division | WAYNESBORO |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 3200 |
Source: Waynesboro City records, as of August 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1108 3RD ST, WAYNESBORO, VA 22980-4131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| Jul 2, 2020 | Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2020 · Amount on Record |
| Deed Sale | Jul 2, 2020 · Amount on Record |
| Prior Sale | Dec 30, 2015 · Amount on Record |
| Deed Document Number | 20201727 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNESBORO CITY VA |
| Recording Date | Jul 30, 2026 |
| Property Address | 1108 3RD ST, WAYNESBORO, VA 22980-4131 |
| Document Number | 0000001866 |
| Instrument Date | Jul 25, 2026 |
| Instrument | 20261866 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 1108 3RD ST, WAYNESBORO, VA 22980-4131 |
| Document Number | 0000001866, |
|---|---|
| Date | Jul 30, 2026 |
| Instrument | 20261866 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 28, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNESBORO CITY VA |
| Recording Date | Jul 2, 2020 |
| Property Address | 1108 3RD ST, WAYNESBORO, VA 22980-4131 |
| Document Number | 200001727 |
| Instrument Date | Jun 14, 2020 |
| Instrument | 200001727 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | NOT AVAILABLE, ATTONEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1108 3RD ST, WAYNESBORO, VA 22980-4131 |
| Document Number | 200001728 |
|---|---|
| Date | Jul 2, 2020 |
| Instrument | 200001728 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Waynesboro City assessment roll, as of August 28, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Waynesboro City |
| Unified School District | Waynesboro City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,228.00 (+6.1%) | $256,200 (-) Land $33,500 Building $222,700 | $256,200 (-) Land $33,500 Building $222,700 |
| 2025 | $2,100.00 (+23.89%) | $256,200 (+16.35%) Land $33,500 Building $222,700 | $256,200 (+16.35%) Land $33,500 Building $222,700 |
| 2023 | $1,695.00 | $220,200 Land $28,500 Building $191,700 | $220,200 Land $28,500 Building $191,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WAYNESBORO serves 22,630 people · EPA ID VA2820775 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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