8448 Timber Ridge Dr, Edwardsville, IL 62025 Property Records

Madison County property record for 8448 Timber Ridge Dr, Edwardsville, IL 62025

Property Summary

Property Type	Single Family Home
Details	1 bd · 4 ba · 981 sqft · built 2003
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$795,000 (Jul 2025)
Tax Bill	$11,582 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2025 Sale & Mortgage + 1 more
APN	`10-2-16-15-07-202-021`

Property Details

APN / Parcel Number

Primary APN	`10-2-16-15-07-202-021`

Interior

Bedrooms	1 Bed
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	1 Room
Stories	2 Stories
Building Area	981 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	226 ft deep x 170 ft wide
Garage Type	Attached
Patio Area	404 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	8448 TIMBER RIDGE DR
City	EDWARDSVILLE
State	IL
Zip	62025-6769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBER RIDGE LOT 19 170 X 226.22 IRREGULAR
Legal Subdivision	TIMBER RIDGE
Legal Lot Number	19
Jurisdiction	MADISON IL
Township / Civil Division	PIN OAK
Census Block Group	2
Census Block	2020
Census Tract	403701

Owner

8448 Timber Ridge Dr is owned and occupied by two individuals who bought it in July 2025.

Source: Madison County records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8448 TIMBER RIDGE DR, EDWARDSVILLE, IL 62025-6769
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
Jul 17, 2025	Deed, Transfer · Conventional Mortgage SCOTT CU
Sep 19, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2025 · Amount on File
Deed Sale	Jul 17, 2025 · Amount on File
Prior Sale	Feb 3, 2012
Deed Document Number	202519493
Prior Transfer Date	Jul 8, 2025
Prior Transfer Doc	0000019493
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	8448 TIMBER RIDGE DR, EDWARDSVILLE, IL 62025-6769
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018759
Date	Apr 30, 2021
Instrument	2021R18759

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IL
Recording Date	Jul 17, 2025
Property Address	8448 TIMBER RIDGE DR, EDWARDSVILLE, IL 62025-6769
Document Number	0000019493
Map Reference	PC 63 PG 30
Instrument Date	Jul 8, 2025
Instrument	2025R19493
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,192.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8448 TIMBER RIDGE DR, EDWARDSVILLE, IL 62025-6769

Mortgage

Document Number	0000019494
Date	Jul 17, 2025
Instrument	2025R19494

Lender

Name	SCOTT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	4.13%
Max Rate At Change	8.13%
Index	Other
Margin	3
Max Rate	11.2%

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON IL
Recording Date	Sep 19, 2018
Property Address	8448 TIMBER RIDGE DR, EDWARDSVILLE, IL 62025-6769
Document Number	0000029441
Instrument Date	Aug 21, 2018
Instrument	29441
Transaction Type	Transfer
Record Updated	Oct 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	8448 TIMBER RIDGE DR EDWARDSVILLE IL 620256769, EDWARDSVILLE, IL 62025-6769

Tax Assessment & Valuation

The 2025 property tax bill for 8448 Timber Ridge Dr was $11,582 with a homeowner's exemption, up 5.9% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Pin Oak Township
Unified School District	Edwardsville Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,582.00 (+5.88%)	$191,950 Land $41,270 Building $150,680	$575,850 Land $123,810 Building $452,040
2024	$10,939.00
2022	$9,362.00	$148,650 Land $31,960 Building $116,690	$446,396 Land $95,976 Building $350,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 8448 Timber Ridge Dr; there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2009–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8448 Timber Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Madison Communications Fiber	1,000 / 150
Wisper ISP Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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